Sign in to see required down payment for the 4% rate
1933 Eagle Ln, Navarre, FL 32566
5 beds · 2 baths · 2,574 sqft
MOVE-IN READY COASTAL PARADISE – LIKE NEW! 5 BR | 2 BA | 2,574 SQ FT | HOLLEY BY THE SEA | ASSUMABLE MORTGAGE Highly motivated seller. Welcome to this fully renovated coastal dream home in the sought-after Holley by the Sea community — just 5 minutes from the white sands of the Emerald Coast! With over $160,000 in upgrades since 2023, this spacious 5-bedroom, 2-bath home offers luxury, comfort, and functionality on nearly half an acre of beautifully landscaped land. Highlights & Features: • 5 bedrooms. One has Sound-Reducing Doors that could be used as a private office. • Saltwater Inground Pool (2021) with Expanded Patio (2024) • Hot Tub (2023) – Your Own Private Spa! • Remodeled Kitchen (2024) – Granite Counters, Newly painted Cabinets, & Mega-Capacity Refrigerator/Freezer • Modernized Bathrooms (2024) – Designer Tile & Spa-Like Finishes • New Tile Flooring Throughout • Custom Bedroom Closets (2024) • New HVAC & Water Heater (2022) • Water Softener System (2023) • All New Solid Wood Interior & Exterior Doors • Updated Fixtures, Lighting, and Finishes Throughout • New Gutters (2020) Outdoor Oasis: • .46 Acre Lot – Room to Relax or Entertain • Extended Driveway for Extra Parking • Renovated Storage Shed • Privacy Fencing for Peace & Seclusion Prime Location + Community Perks: • Located in Holley by the Sea with amenities like fitness center, clubhouse, pools, tennis, pickle-ball, and more! • Top-Rated Schools nearby • 5 Minutes to Navarre Beach and coastal shopping/dining. Check out the fly over video and 360 tour of the home This home is truly turn-key — blending modern elegance, energy-efficient updates, and resort-style outdoor living. Whether you’re a growing family, remote worker, or just love entertaining, this property is ready to make your coastal dreams come true. Schedule your private showing today – this one won’t last!
Source: PENSACOLA #666102
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PENSACOLA #666102
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.