Just Listed in Lansing, IL! Spacious 4-Bedroom Beauty in a Newer Subdivision 19256 Lange, Lansing IL - Move-In Ready * Updated * Nearly 2,800 Sq Ft Welcome home to this stunning brick and vinyl two-story located in one of Lansing's sought-after newer subdivisions. With 4 bedrooms, 3 bathrooms, and approx. 2,800 sq ft of finished living space, this home delivers the perfect blend of comfort, modern updates, and exceptional value. Main Level - Bright, Open & Perfect for Everyday Living Step through the front door into an inviting layout featuring: A sun-filled living room A formal dining room, perfect for hosting A convenient guest bathroom An updated kitchen with brand-new stainless steel appliances, new faucet, and a functional design that flows right into the cozy family room A warm gas fireplace-your new favorite gathering spot Upper Level - Space for Everyone The second floor features: A full main bathroom Four generous bedrooms, each with great closet space A large primary suite with its own private bath Natural light fills every room, creating a bright and welcoming atmosphere. Finished Basement - More Room to Live, Work & Play Enjoy even more space with a mostly finished basement offering: A large recreation room A basement bar for entertaining Ample storage Rough-in plumbing for a 4th bathroom-add instant future value! Exterior Features - Privacy, Space & Curb Appeal You'll love: A 2.5-car attached garage A charming covered front porch A beautiful deck overlooking the fully fenced yard No rear neighbors - the property backs to a peaceful greenbelt/water retention area Highlights You'll Love 4 bedrooms | 3 bathrooms ~2,800 sq ft finished living space Updated kitchen with NEW stainless steel appliances Gas fireplace Finished basement with bar + bath rough-in 2.5-car attached garage Covered porch + backyard deck Fenced yard backing to open green space Located in a desirable newer subdivision Why This Home Stands Out It offers the space, flow, privacy, and upgrades buyers want-plus it's move-in ready with just a touch of TLC to make it uniquely yours. Enjoy the convenience of living close to shopping, parks, and schools in a beautiful community setting. Ready to See It? Homes like this don't last. Schedule your private showing today and experience all that this exceptional Lansing property has to offer!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
