Sign in to see required down payment for the 2.9% rate
19217 Bajo Dr, Edmond, OK 73012
3 beds · 2 baths · 1,282 sqft
Welcome to 19217 Bajo Drive, a beautifully maintained 3-bedroom, 2-bath home in the heart of Edmond’s desirable Valencia Park community. Built in 2017 and offering 1,282 square feet of thoughtfully designed living space, this single-level home is nestled within the award-winning Deer Creek school district and offers the perfect blend of comfort, convenience, and charm. Step inside to discover an open-concept layout featuring a spacious living area, a modern kitchen with an island and gas range, and a dining space perfect for both everyday living and entertaining. The split-bedroom floorplan ensures privacy, with a large master suite boasting an ensuite bath and walk-in closet. Additional highlights include an inside laundry room, tile and carpet flooring, central heating and cooling, and a 2-car garage. Relax outdoors on the covered front porch or unwind on the private back patio within the fully fenced backyard. Located in a peaceful, family-friendly neighborhood, you’ll enjoy being just minutes from top-rated schools, parks, shopping, dining, and major highways. Plus, with a modest HOA and move-in-ready condition, this home is a true turnkey opportunity. Don’t miss your chance to own this mint-condition gem in one of Edmond’s most sought-after communities—schedule your private tour today! OREC# AGENT RELATED TO SELLER.
Source: MLSOK #1174944
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1174944
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.