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19 Plantation Way, Santa Rosa Beach, FL 32459
3 beds · 2 baths · 1,080 sqft
LOCATION, LOCATION, LOCATION! Just 2 miles from the award-winning South Walton Beaches and Dune Lakes, this Santa Rosa Beach gem is perfectly positioned between the Gulf and a nearby bay boat ramp ideal for enjoying all the coastal lifestyle has to offer.This partially furnished 3 bedroom, 2 bathroom home is packed with upgrades, making it a fantastic opportunity for homeowners seeking a stylish and functional property in a prime location.Inside, you'll find elegant mosaic tile accents, large format tile flooring throughout, and a chef-inspired kitchen featuring a center island with prep sink, upgraded granite countertops, soft close hardwood cabinets, and stainless steel appliances including a double oven. The kitchen also boasts a stainless steel subway tile backsplash and more under-cabinet lighting, and a lighted pot rack for added flair. From the moment you step through the front door, you'll be captivated by the elegant mosaic tile in the foyer and thresholds leading to each bedroom, setting the tone for the attention to detail throughout this 3-bedroom, 2-bathroom home. The open floor plan enhances the home's livability and flow, making it great for both everyday comfort and entertaining. The master suite offers a spacious walk-in closet with built-in wood shelving and a spa-like bathroom complete with an all-tiled shower, pebble stone flooring, a glass door, and luxury body jets. From the welcoming mosaic tile foyer to the thoughtful finishes throughout, this home delivers a level of detail rarely seen in this price range. The chef-inspired kitchen is a standout feature, designed with functionality and luxury in mind. Highlights include: A center island with a prep sink, garbage disposal, and additional outlets, complemented by a lighted pot rack for both style and convenience. Upgraded granite countertops with rounded corners for a polished look and a unique cut-in corner for added workspace. A stainless steel subway tile backsplash paired with under-cabinet lighting to create a sleek and modern ambiance. Hardwood cabinets with soft-close features, including a glass-door end unit for display. Don't miss your chance to own a beautifully upgraded home in one of Santa Rosa Beach's most sought-after locations just minutes from both the bay and the beach. Schedule your private showing today!
Source: EMERALDCOAST #965142
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #965142
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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