19 Hanover Ct, Fredericksburg, VA 22406
3 beds · 3 baths · 2,279 sqft
Welcome to effortless living at 19 Hanover Ct, a beautifully maintained home, nestled in the vibrant 55+ community of Falls Run. Thoughtfully designed for comfort and ease, this home is ideal for those looking to enjoy life beyond the demands of home maintenance—without sacrificing space or style. Step onto the inviting covered front porch, a perfect spot for morning coffee or a quiet afternoon read. Inside, you’ll find a warm and welcoming interior with hardwood floors flowing through the main living areas and a gas fireplace anchoring the cozy living room. Generous natural light and tasteful finishes create a sense of ease and comfort throughout. There’s ample cabinet & counter space in the kitchen so you can prepare meals with ease. The main level features two well-appointed bedrooms, including a primary suite with tray ceiling, walk-in closet, and a private en suite bath featuring a tiled shower and dual vanity. Whether you're hosting guests or enjoying quiet moments at home, the layout offers both privacy and flow. Need a little extra space? Head to the finished lower level, where a spacious recreation room, additional bedroom, den, and full bath offer flexibility for hobbies, guests, or simply spreading out. Recessed lighting keeps the space bright and inviting, while zoned HVAC ensures year-round comfort on every level. But the real showstopper is outside—this home was made for enjoying the good life. A composite deck with motorized awning lets you relax in comfort no matter the weather, and the enclosed paver stone patio features a sparkling hot tub that’s been professionally cleaned and serviced—ready for you to unwind under the stars. Living in Falls Run means more than just a beautiful home. It's about embracing a resort lifestyle, with access to indoor and outdoor pools, tennis and bocce courts, a fitness center, and an active community calendar full of social events and clubs. And with easy access to I-95, shopping, dining, and historic Old Town Fredericksburg about 15 minutes away, you’re never far from everything you need. If you're looking for space to live comfortably and a community designed to help you enjoy life to the fullest, this is the perfect place to call home. (Some of the photos in this listing have been virtually staged to help visualize the home’s potential.)
Source: BRIGHT #VAST2038936
Source: BRIGHT #VAST2038936
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.