188 Whitehall Dr, Clarksville, TN 37042
3 beds · 3 baths · 1,969 sqft
Step into comfort and convenience in this beautifully maintained 1,969 sq. ft. split-foyer home! Featuring 3 bedrooms and 2.5 baths, plus a BIG bonus room. This versatile layout is perfect for modern living. The welcoming foyer leads upstairs to a light-filled living area for cozy evenings in front of the fireplace and handcrafted mounted book shelving, with an open flow into the dining space—ideal for entertaining or relaxing. The kitchen is a chef’s delight, boasting ample cabinetry, counter space, and a layout designed for efficiency with a view to the back yard with mature trees. The primary bedroom offers a private retreat with an ensuite bath, while the two additional bedrooms are spacious and share a beautifully double sink shower/tub combo hall bath. Downstairs, the media room provides the ultimate cozy space for movie nights with ceiling mount projector, gaming room, a home office, or make it a guest room. You’ll also find a convenient laundry room, ensuring everything has its place. Storage is a breeze, with additional storage spaces under the staircase. The split-foyer design allows for privacy and flexibility, making it perfect for hosting guests. You'll find a spacious laundry room with half bath and storage area. Next to the 2-Car garage. Outside, the backyard is a private oasis with room to garden, play, enjoy the sunset on the deck to simply unwind. Located in a sought-after neighborhood with close proximity to schools, parks, shopping, and dining, this home truly has it all. Schedule your showing today and discover why this house is the perfect place to call home! NEW HVAC Unit installed mid 2024!! Call to today!
Source: REALTRACS #2763835
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2763835
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
