VA loan
1 of 88
VA loan
$1,675,000
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18639 Wild Raspberry Dr, Purcellville, VA 20132

5 beds · 6 baths · 6,773 sqft

Stunning 5-Bedroom Farmhouse on 10+ Acres with Equine Facilities! Welcome to your own private estate in picturesque Purcellville, VA! This sprawling four year old semi-custom Carrington home with 5-bedrooms and 5.5-bathrooms home sits on a breathtaking 10.56-acre lot, offering both luxurious living and unparalleled equestrian and homesteading amenities. With over 5,373 sq ft of finished above-ground living space and 1,400+ sq ft of additional finished space in the basement, this home combines sophistication with the charm of rural living. A true animal lover’s paradise, this farmette includes 5 total paddocks (three equine, 2 pasture/corral), separated by 3-board fencing with dog mesh, covering 4+ acres. The property is fully compliant with HOA guidelines for horses and includes a run-in shed and feed/storage shed (both convey as-is). The expansive backyard is fully fenced (6 acres), with invisible fencing over 2+ acres for extra security. The large screened-in porch and attached deck offer ideal spaces to unwind outdoors, while inside the home is filled with high-end custom finishes including elegant crown molding throughout the entire main level, and a wine cooler built into the kitchen. A deluxe in-law suite with his and her closets on the main level allows for multiple options with larger family units. The spacious floor plan features generously sized rooms and spaces, including the near fully finished walkout basement area, which includes the potential for a wet bar (rough-in included). Enjoy added convenience with an alarm system, as well as multiple storage areas and mechanical rooms in the basement. The landscaping has been freshly updated in 2024, along with new sod being installed in the backyard and seed in the front (2025). The extended driveway and access gates ensure seamless entry to the property, providing easy access for gatherings at the 20' diameter stone patio with fire pit, while taking in the gorgeous mountain views (all while still having access to high speed internet!). This property is also a Conservancy Lot, offering privacy and beauty. Located in the serene countryside of Purcellville, this home offers a peaceful retreat yet remains conveniently located near local amenities. Whether you’re looking for a working homestead/farmette or simply a private getaway with plenty of outdoor space, this property offers it all. Make sure to see it before it's gone! ***Concerned about interest rates? The sellers are generously offering a 2-point rate buydown, significantly lowering your monthly payments and making this dream home more affordable than you think! Inquire for details.***

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$4,992
$6,705
You may also save up to $537,756 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $6,705 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,992
Principal & interest
$3,083
Mortgage insurance
-
Property taxes
$1,228
Home insurance
$572
HOA fees
$108
Utilities
Not included

Source: Public records

Home details
Size
6,773 sqft
Lot size
10.56 acres
Year built
2021
Type
Single Family Residence
HOA dues
$108.33

Source: BRIGHT #VALO2093012

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 15, 2025 05:23 pm
Listing agent: Ryan C Clegg (703) 209-9849
Listing provided courtesy of: Corcoran McEnearney (703) 777-1170
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2093012
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.75%
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