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185 Bartram Parke Dr, Saint Johns, FL 32259
5 beds · 4 baths · 3,499 sqft
Step into peace and comfort in this spacious 5-bedroom, 4-bathroom home featuring a split/open floor plan in the highly sought after JCP neighborhood and A+ SJC schools. The full in -law-suite w/ a walk in closet provides privacy and comfort for extended family or visitors. The gourmet eat-in kitchen boasts granite countertops, while the formal dining room adds a touch of sophistication for special occasions. The master suite offers a peaceful retreat with a massive en-suite bathroom, featuring a dual-head walk-in shower and a separate soaking tub. Enjoy the warmth of scraped bamboo flooring throughout the main living areas and LVP in the bedrooms for easy maintenance. Two bedrooms come equipped with built-in Murphy beds—perfect for flexible space and guests. Relax by the gas fireplace and LR surround sound. Enjoy year-round Florida living in the huge, enclosed Florida Room with built-in surround sound seamlessly connecting to the living room and back porch perfect for entertaining Step out onto the large composite deck, complete with a grilling area, ideal for outdoor entertaining. The vinyl privacy fencing and wooded backyard view offer serenity and security, with ample side yard space for recreation or gardening. The oversized garage has everything needed in workbenches, closed cabinet storage, closet storage, deep sink, and a whole house Guardian Generator Hookup system. Extras include Gutter Guards, Surround Sound, Whole House Water Softener, kitchen reverse osmosis system, thermoreflective window film, Window Blinds and 2 garage freezers. This home blend's function and luxury; don't miss your chance to own this entertainer's paradise with room for everyone!
Source: REALMLS #2088207
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2088207
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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