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18413 Cedar Dr, Triangle, VA 22172
5 beds · 4 baths · 4,078 sqft
NO HOA - Craftsman-style single-family home in Triangle, VA, featuring a total of 5 bedrooms and 3.5 baths. As you approach the house, you are greeted by a welcoming front porch adorned with classic Craftsman columns, perfect for enjoying a morning coffee or evening relaxation. Step inside to a welcoming foyer that leads you to a bright and airy living room/office with large windows, providing a versatile space for work or relaxation. The formal dining room is perfect for hosting dinner parties and holiday celebrations. The family room, open to the kitchen, boasts a cozy fireplace, making it an ideal spot for family gatherings. The kitchen is equipped with stainless steel appliances, granite countertops, a good-sized island, and plenty of cabinet space for all your culinary needs. The owner's suite offers vaulted ceilings, a walk-in closet, and an en-suite bathroom featuring a double vanity, soaking tub, and a separate shower. Three additional bedrooms on the upper level each have large windows that allow plenty of natural light and spacious closets. The walk-out basement provides a large bedroom with a window for natural light, wet bar, perfect for guests, along with a full bathroom and a spacious recreational area, offering endless possibilities for entertainment or additional living space. Additional features include a long driveway providing plenty of parking, and the home is situated in a quiet and family-friendly neighborhood in Triangle, VA, with easy access to local schools, parks, shopping, and dining. This house is an ideal choice for families seeking a comfortable and stylish living environment.
Source: BRIGHT #VAPW2098238
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2098238
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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