18370 W Goldenrod St Goodyear, AZ 85338
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About this home
Your Dream Home Awaits in the Master-Planned Estrella Community! Escape the hustle of the city and embrace the peaceful desert lifestyle in this beautifully upgraded one-story home, located in the highly desirable Estrella community. With fresh exterior paint, new decorative rock landscaping, charming stone accents, a 3-car tandem garage, and a welcoming front courtyard, this home is as inviting as it is move-in ready. Step inside to a warm, neutral palette, a spacious open-concept great room, and a blend of tile and plush carpet flooring. The chef-inspired kitchen features stainless steel appliances, espresso cabinetry, granite countertops, subway tile backsplash, and a large center island with breakfast bar—perfect for gatherings or casual meals. The private primary suite offers a relaxing retreat with a spa-like en-suite bathroom, complete with dual vanities, a soaking tub, tiled walk-in shower, and a generous walk-in closet. A stylish barn door opens to a flexible den spaceideal for a home office, gym, or creative studio. Step into your large, beautifully updated backyard, perfect for entertaining or simply unwinding. Enjoy the covered patio, soak in the private hot tub, and appreciate the low-maintenance synthetic grass and elegant paver walkwaysall surrounded by fresh desert landscaping. And here's the best part: the solar panels will be paid in full at closing, offering you ongoing energy savings with no lease or loan to assume! Whether you're looking for style, space, sustainability, or a serene setting, this home delivers it all. Don't miss your chance to live in Estrella!!!
Source: ARMLS #6919943
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.