Welcome to this beautifully maintained 4-bedroom, 2.5-bath pool home with spa in the heart of Corinth — no HOA, great schools, and a backyard built for living. Spanning 2,785 sq ft, this well-built 2001 home delivers a versatile floor plan designed for the way families actually live. Generous living and dining areas flex easily between everyday routines and weekend entertaining, while the open connection between the kitchen and main living space keeps everyone together whether you're cooking, watching the game, or hosting a crowd. A cozy fireplace anchors the living area, creating a warm and inviting atmosphere that makes this home just as comfortable in the cooler months as the backyard is in summer. EV-ready garage with dedicated outlet. Step outside to your private backyard oasis — a sparkling in-ground pool with spa, a covered pergola perfect for shaded outdoor dining and relaxing afternoons, a dedicated storage shed for all your tools and toys, and mature trees that provide natural shade, privacy, and the kind of established character you just can't rush. Whether you're hosting summer barbecues, letting the kids splash all afternoon, or unwinding poolside after a long week, this backyard delivers every single time. The primary suite offers a private en-suite bath and generous closet space designed for two. Three additional bedrooms provide the flexibility to grow, work from home, or host out-of-town guests with ease. A dedicated guest half bath keeps the main living areas flowing during gatherings, and an oversized 2-car garage with extended driveway parking means there's always room for everyone. Zoned to Hawk Elementary, Crownover Middle, & Guyer High School — all within the highly regarded Denton ISD. Commuters will appreciate the quick, convenient access to both I-35 and FM 2181, putting you minutes from premier shopping, dining, entertainment, and major employment corridors in every direction. Move in ready & everything you've been looking for!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
