1725 Birch Rd
Mc Lean, VA 22101
5 beds · 3 baths · 3,106 sqft
$1,650,000
Get prequalified1725 Birch Rd
Mc Lean, VA 22101
5 beds · 3 baths · 3,106 sqft
$1,650,000
Get prequalifiedStunning Home in Sought-After McLean Birchwood Neighborhood. Welcome to this beautifully updated and expanded home, designed to check all your boxes. Nestled in the desirable Birchwood community of McLean, this residence offers luxurious living and exceptional outdoor spaces. The heart of the home is a chef’s dream kitchen, featuring a center island, granite countertops, stainless steel appliances, a gas cooktop, and double wall ovens. It seamlessly flows into the spacious family room, which boasts a vaulted ceiling, a striking stone fireplace, and walls of windows that flood the space with natural light while offering scenic views of the backyard oasis. Step outside to your private retreat — a beautifully landscaped backyard complete with an in-ground pool, terraced patios, a concrete surround, a fire pit, and a stone retaining wall. Perfect for entertaining or relaxing in style. Inside, the main level offers a versatile 5th bedroom or office with an adjacent full bathroom, which also has an exterior entrance to the pool area for added convenience. The formal living and dining rooms add elegance and function for gatherings. Upstairs, hardwood floors run throughout all four bedrooms. The expansive primary suite includes a sitting area, French doors leading to a private balcony overlooking the backyard, and a spa-inspired bathroom with a jetted tub and separate shower. Ideally located within the McLean High School pyramid and just minutes from the CIA, Tysons Corner, Metro stations, top-tier shopping, dining, and more — this home combines comfort, elegance, and convenience in one exceptional package.
Source: BRIGHT #VAFX2248258
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.