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$469,950
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17220 Dawn Ct, Amelia Court House, VA 23002

4 beds · 2 baths · 2,305 sqft

Welcome to this stunning property, a perfect blend of elegance and functionality! Nestled on a beautifully landscaped 2.03-acre lot adorned with fruit trees, this home offers a serene retreat just waiting for you to call it your own. As you approach, you’ll be greeted by the attractive combination of vinyl and brick siding, along with vinyl windows that provide both style and low maintenance. The long paved driveway leads to an oversized 2-car garage, ensuring plenty of space for vehicles and storage. Step inside to discover a spacious layout featuring hardwood floors that flow seamlessly throughout the main living areas. The large eat-in kitchen is a culinary delight, boasting hardwood floors, perfect for family gatherings and entertaining guests. The heart of the home is the large living room, featuring vaulted ceilings, a cozy gas fireplace, and recessed lighting, creating a warm and inviting atmosphere. From here, step out onto the large composite rear deck with stylish vinyl railings, ideal for outdoor dining and relaxation. A brick paver patio adds to the outdoor charm, providing additional space for entertaining or simply enjoying the peaceful surroundings. The large freshly stained rear porch offers direct access to the outdoors, enhancing your living experience. Retreat to the large primary bedroom, complete with an expansive en-suite bath, direct porch entry, and a generous walk-in closet. The home also features 3 additional bedrooms and 2 baths, making it perfect for families. An exciting highlight is the massive walk-in attic, which offers the potential for additional finished square footage, perfect for a home office, playroom, or extra storage. Completing this exceptional property is a utility/laundry room with ample storage cabinets, adding convenience to your daily routine. With a 30-year dimensional shingled roof, this home is ready for years of worry-free living. Come experience all that this beautiful home has to offer and don’t miss the opportunity to make this remarkable property your own!

Estimated
Seller's interest rate
5.25%
7%
Estimated
Monthly payment

$2,772
$3,180
You may also save up to $132,554 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $3,180 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5.25%
Remaining term
27 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,772
Principal & interest
$2,141
Mortgage insurance
$274
Property taxes
$195
Home insurance
$160
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,305 sqft
Lot size
2.071 acres
Year built
2007
Type
Single Family Residence
HOA dues
$0.00

Source: CENTRALVIRGINIA #2518713

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 04, 2025 11:32 am
Listing agent: Blake Denny (804) 908-8020
Listing provided courtesy of: BHG Base Camp (804) 639-9001
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2518713
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
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Est. seller's rate
5.25%
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