17 Joplin St NE, Rome, GA 30161
4 beds · 2 baths · 2,005 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home to Rome! This 2022 craftsman style has it all. With an open floor plan that is designed to bring in natural light & give your family a warm and welcome spacious feel that is flexible, can be arranged to suit their different needs all while bringing family, friends and your loved ones closer by allowing interactions in the different spaces. Entertain a group or relax in peace as this home comes equipped for you to do both. The main level features a beautiful foyer entry with a bonus room that is sealed off with glass French doors that could be a perfect for an office area. The kitchen and appliances are like new with all the updates one might love, including crown molding, backsplash, carefully crafted cabinets, tons of counter space and a large island. All of these features are also met with a large family room/living room that also includes a fireplace that adds a splendid touch. The garage is fit for 2 vehicles and the driveway is nice and level with plenty of room for your guests as well. If this is not enough, make your way upstairs to the spacious 4 Bedrooms. Upstairs also includes 2 full baths and the laundry room as well. Each room is spacious with ample closet space for clothing, shoes and additional storage. The master contains the owner's suite bathroom with dual vanities ,great walk-in closet, & both a soaking tub to relax as well as a walk-in shower. The location of this home is wonderfully convenient as you will be close to the connector which simply means you won't be too far from anything your heart desires. Come see this lovely home for yourself, today!
Source: FMLS #7571735
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7571735
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.