Welcome Home to 17 Jason Court--a truly special home with a masterful top-to-bottom renovation completed in 2026. Spanning nearly 4,000 square feet of living space, this residence offers a "better than new" experience where every detail has been thoughtfully updated for you! You'll absolutely love this home! MAIN LEVEL: The journey begins at the welcoming front Porch featuring classic composite decking. Inside, a soaring two-story Foyer gives way to warm maple hardwoods that flow throughout the Main Level. The formal Dining Room and versatile Library/flex space offer sophisticated areas for gathering or quiet reflection. At the heart of the home, the gourmet Kitchen features solid surface counters, stainless steel appliances with double wall ovens, and a sun-drenched bay window. The adjoining Family Room, anchored by a stone-clad gas fireplace, offers breathtaking views of the lush woods beyond through seamless sliding glass door. UPPER LEVEL: Ascend to a private sanctuary featuring four generously sized bedrooms and two fully reimagined baths. The Primary Suite is elegant, boasting vaulted ceilings and a spa-inspired en suite Bathroom. Indulge in the walk-in, ceramic-tiled shower with frameless glass doors, dual vanities with solid surface counters, and designer hardware. LOWER LEVEL: The terrace level serves as a versatile retreat, featuring a sprawling recreation room with walk-out access to the concrete patio. A fifth legal Bedroom with an attached Full Bath offers a secluded in-law or guest suite. This level also features a Utility Room with painted epoxy floors and a brand-new washer and dryer. EXTERIOR & GROUNDS: Step outside to your private resort. An expansive composite Deck overlooks the crown jewel of the property: a heated Gunite Pool and integrated jacuzzi spa. Framed by professional hardscaping, stacked-stone retaining walls, and a maintenance-free privacy Fence, this backyard oasis is designed for ultimate tranquility. LOCATION & COMMUTING: Perfectly positioned in a quiet enclave near Garrisonville Road, you are moments from shopping, dining, schools, college, Dr. offices, and more. With immediate access to I-95, the VRE (train), and Quantico/FBI (within 10 miles), this home offers an unparalleled lifestyle of convenience and luxury. PREMIUM TECHNICAL UPGRADES: The interior renovation was completed in 2026. Other notable upgrades are: HVAC (2024); Roof and siding (2018); Hot Water Heater (brand NEW 2026). Book your tour asap--this is a home that you don't want to miss!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
