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16758 NE 135th Ave, Fort Mc Coy, FL 32134
3 beds · 2 baths · 2,021 sqft
This gated, 4 acre secluded property sits perfectly at the end of a dead-end street! With views of horse farms on 2 sides and forest on the others offering a tranquil view from every angle! A homesteaders dream! This property is zoned A1 for horses and other animals with the whole property being perimeter fenced with no climb and wood. Close to the ATV trailhead, Hog Waller, Lake Kerr, and 90 minutes to the Atlantic Ocean or Gulf Coast! This completely renovated home has all of the modern upgrades you’ve been looking for. This spacious 3 bedroom 2 bath home features new interior and exterior paint, 23 roof, 23 air condition, 24 tankless hot water heater, 23 new whole house water filter and softener, 23 new impact windows and the drainfield was replaced in 22, 23 All the electrical was updated and new fans and lights installed in every room! Complete with 250 gallon gas, propane tank and generator transfer. Step inside your spacious new home with large 18in tile throughout, a living room with crown molding, tall arched windows and a gas fireplace that seamlessly transition to the kitchen with Stone countertops, solid oak cabinets, backsplash, new range and dishwasher, walk in pantry and a bar top overlooking the dining area with amazing views. To the left of the dining area is the oversized primary bedroom with tray ceilings, bamboo flooring and a large walk-in closet. The huge primary bathroom boasts a garden tub and separate tile surround shower. For your convenience the laundry room is located just off of the primary. Stepping across the home to the split floor plan are the second and third bedrooms, one with a large walk-in closet. The second bathroom is a jack n jill with combo tub/shower that is tile with separate vanities. Step outside through the French doors to the covered and enclosed lanai with views of the backyard filled with majestic Oaks, your own chicken coop with chickens, ducks and geese to stay and provide plenty of eggs! In the over 2400ft² fenced garden are more than 100 plants meticulously planted in order to maximize yield are strawberries, blackberries, blueberries, a variety of vegetables, herbs and more. There are also two other garden plots ready to be planted totaling over 1,000 ft². There are over 50 fruit trees planted on the property as well, including a variety of citrus, apple, plum, peach, cherry, walnut, persimmons, figs, chestnuts, olives and more! There is a perfectly positioned fire pit, matching dog house and well house. The recently updated well house is near the garden for irrigation. As you enter the gate of the property to the left, you are greeted with a 24 x 36 x 14 RV carport with storage and a 200 amp separate meter. Additionally, there is a 12 x 24 garage storage shed near the home with power. This amazing property is completed with a custom treehouse that is two stories tall and sure to bring joy to any family! This once in a lifetime opportunity has it all! Close to boating, fishing, riding your four wheelers and enjoying the peaceful way of life! Energy efficient home with power bills monthly under 150\ month and the property tax bill is $ 5500 / year. HOI is $ 1600 / year!
Source: STELLAR #O6309611
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6309611
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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