VA loan
1 of 43
VA loan
$429,999
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16758 Blackjack Oak Ln, Woodbridge, VA 22191

2 beds · 3 baths · 1,720 sqft

Welcome home – a truly fantastic townhome that offers the perfect blend of style, comfort, and convenience. With a range of fabulous features and an unbeatable location, this rental is a dream come true. Step inside to find beautiful hardwood floors that add an elegant touch to the entire home. Enjoy the luxury of spacious bedrooms and bathrooms, providing you with plenty of room to relax and unwind. The kitchen is equipped with sleek stainless-steel appliances, making meal preparation a breeze and giving your home a modern feel. Step outside to the lovely back deck, the perfect spot for sipping your morning coffee, hosting outdoor gatherings, or simply basking in the fresh air. You'll appreciate the convenience of a spacious garage, ideal for storing your belongings or protecting your vehicle from the elements. Community gym access, tot lots, pool and more included!

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$1,986
$2,707
You may also save up to $222,061 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,707 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,986
Principal & interest
$1,175
Mortgage insurance
-
Property taxes
$365
Home insurance
$146
HOA fees
$298
Utilities
Not included

Source: Public records

Home details
Size
1,720 sqft
Year built
2010
Type
Condominium
HOA dues
$298.62

Source: BRIGHT #VAPW2095866

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 15, 2025 11:14 pm
Listing agent: Chelsey M Hugh (571) 248-9460
Listing provided courtesy of: Real Property Management Pros (703) 424-7767
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2095866
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.375%
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