Sign in to see required down payment for the 2.8% rate
16704 Thornapple Run, Moseley, VA 23120
4 beds · 4 baths · 2,399 sqft
You will not want to miss this beautiful 4 bedroom, 3.5 bath stone and vinyl Craftsman home in the sought-after Wyndham at Fox Creek community, located in one of Chesterfield’s top-rated school districts. With charming curb appeal and a welcoming front porch perfect for morning coffee or afternoon tea, this home offers both style and function. Inside, the open-concept layout centers around a stunning chef’s kitchen featuring custom quartz countertops, a spacious island with a large sink and gooseneck faucet, upgraded gas cooktop with exterior-vented hood, microwave and wall oven, stainless steel appliances, pendant lighting, and a generous walk-in pantry. The kitchen flows effortlessly into the dining area, family room, and a cozy bonus space complete with a triple window and an elegant chandelier—ideal for entertaining or relaxed everyday living. A first-floor bedroom with en-suite bath provides flexibility for guests or multigenerational living. Upstairs, the spacious primary suite offers a tray ceiling, recessed lighting, a large walk-in closet, and a luxurious en-suite bath with a double vanity and glass-door shower. Upstairs bedrooms include walk-in closets, and a central loft area offers great bonus space for work or play. Thoughtful upgrades throughout include luxury engineered hardwood flooring, plantation shutters throughout the first floor, and elevated, custom finishes on the front porch, in the kitchen and primary bath. Step outside to enjoy a hardscaped patio with built-in bench seating and a firepit—perfect for outdoor gatherings in one of the larger yards in the neighborhood. Wyndham at Fox Creek is a master-planned community offering incredible amenities, such as a splash park and playground just a block away, plus a clubhouse, pool, tennis courts located in the community. Conveniently located near popular restaurants, grocery stores, shopping, and major highways, this home offers the perfect blend of comfort, convenience, and community. #itcouldbeyours
Source: CENTRALVIRGINIA #2516861
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2516861
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.