Welcome to 1657 S. Glenside Road — a spectacular 4.16-acre estate offering a rare blend of land, privacy, character, and extraordinary living spaces. If you’ve been searching for a property with acreage, a beautiful home, and an 1800s bank barn fully restored for modern use, your search ends here. The bank barn is a showpiece: metal roof, 2–3 bay garage/workshop, and an upper level with incredible storage plus finished square footage — perfect for a studio, hobbyist space, or future conversion. Step inside the home and you’re welcomed by a charming covered front porch with ceiling fans and timeless curb appeal. The two-story foyer opens to a semi-formal dining room on one side and a main-level bedroom or office with an attached full bath on the other. The heart of the home is the dramatic two-story family room, filled with natural light and featuring a fireplace and French doors to the expansive decking, above-ground pool, and peaceful outdoor views. The open kitchen offers abundant space, sliders to the deck, and a cozy adjoining sunroom you’ll love year-round. A laundry room and mudroom connect the side door and the oversized attached two-car garage. The main-level primary suite provides convenience and comfort with a full en-suite bath, walk-in closets, and sun-soaked windows. Upstairs, a spacious loft provides flexibility for a gym, playroom, office, or lounge. You’ll also find two generous bedrooms, a full hall bath, and an almost-finished bonus room with electric, HVAC, already in place — perfect for a future home theater or creative space. A full walkout basement, already plumbed for a bathroom, offers endless possibilities for expansion. This remarkable property truly has it all — land, charm, a stunning barn, flexible spaces, and a layout designed for both comfort and entertaining. Opportunities like this are rare. Schedule your appointment today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
