1625 Itchepackesassa Dr Lakeland, FL 33810
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About this home
Under contract-accepting backup offers. 3.97% assumable mortgage available! Step into your own private paradise—where charm, comfort, and convenience meet on a lush, fully fenced (backyard) acre in north Lakeland. As you walk through the front door, you’re greeted by an inviting open floor plan, drenched in natural light and designed for effortless living and entertaining. To your left, the spacious main bedroom offers a quiet retreat complete with an updated en-suite bathroom featuring dual vanities and a walk-in shower, while two additional bedrooms are thoughtfully situated on the opposite side of the home, providing a true split floor plan for added privacy. The living room flows seamlessly into a fully renovated kitchen that’s both stylish and functional. You’ll love the oversized granite-topped island—perfect for entertaining—along with the deep farmhouse sink, stainless steel appliances, and generous cabinet space that makes this kitchen a standout. Durable wood-look tile flows throughout the entire home, offering a clean, cohesive look with absolutely no carpet. French doors open to an outdoor sanctuary unlike anything else in the area. Mature landscaping, winding garden paths, and a collection of fruit trees—including mango, cherry, blueberry vines, grapevines, and even an avocado tree—create a peaceful retreat that stretches all the way to a tranquil creek beyond. Imagine evenings around the fire pit, weekends working in the sheds, or simply soaking in the natural beauty of your surroundings. For adventurers or those with extra toys, the RV carport includes a dedicated plug-in. A new garage motor offers added convenience, and the hardwired security system with cameras—staying with the home—provides peace of mind. The well filtration system was newly installed in 2024, and the roof is also brand new as of 2023. With no HOA and no CDD, you’re free to live the way you want—whether that means parking your boat, having a horse, building a garden, or simply enjoying the space and freedom of your own Florida retreat. Every detail has been updated with care—newer windows, updated plumbing and electrical, and a brand-new water heater mean you can move in with confidence. The location seals the deal. Just minutes away, you’ll find conveniences like Publix at Kathleen Square, Lakeland Square Mall, and local dining favorites. Nature lovers will enjoy nearby Hunt Fountain Park and Lake Parker Park, Green Swamp, and horse trails, while families benefit from close proximity to well-rated schools. Commuters will appreciate the quick access to I-4, making trips to Tampa or Orlando a breeze. Homes like this— fully renovated, perfectly located, and sitting on an acre of privacy with no restrictions—don’t come around often. Schedule your private showing today and start living the lifestyle you’ve been dreaming about! **Note: Flood policy is only $494 annually**
Source: STELLAR #TB8390739
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.