1 of 30
$275,000
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1610 NW 30th Ln, Cape Coral, FL 33993

3 beds · 2 baths · 1,713 sqft

This adorable 3-bedroom, 2-bath home offers style, comfort, and modern touches throughout. Featuring cathedral ceilings and beautiful modern tile flooring, the open-concept layout provides a spacious and inviting atmosphere. The large kitchen boasts plenty of cabinet and counter space, a pantry, and a layout perfect for entertaining. A laundry room with built-in storage cabinets adds extra convenience. The primary suite is a true retreat, showcasing a beautifully updated dual-sink vanity and a tub/shower combo with sleek subway tiles. Step outside to enjoy the large fenced-in yard, complete with a beautiful Pergola, paver patio and built-in fire pit, perfect for outdoor gatherings. Located in the growing NW Cape Coral area, you're just 3 miles from Coral Oaks Golf Course, an 18-hole, Arthur Hills-designed championship course set among stunning century-old oaks. With shopping, dining, and everyday conveniences nearby, this home offers both tranquility and accessibility. Bonus: The solar panel loan will be paid in full at closing with an acceptable offer, providing energy savings from day one! Sellers also offering a $5,000 credit towards closing costs and/or interest rate buy down. Don't miss this fantastic opportunity—schedule your showing today!

Estimated
Seller's interest rate
2.9%
7%
Estimated
Monthly payment

$1,437
$1,833
You may also save up to $119,739 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,833 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.9%
Remaining term
25 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,437
Principal & interest
$772
Mortgage insurance
$131
Property taxes
$284
Home insurance
$249
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,272 sqft
Lot size
0.244 acres
Year built
2006
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225018680

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 12, 2025 06:03 pm
Listing agent: Laurel ONeill (239) 672-1699
Listing provided courtesy of: Barclays Real Estate Group 1 (239) 201-2607
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225018680
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.9%
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