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30-day close
$395,990
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1608 Cross Prairie Pkwy, Kissimmee, FL 34744

3 beds · 3 baths · 1,802 sqft

Welcome home to this like-new modern home that includes three bedrooms all with ceiling fans, two and a half baths, and a detached rear-load two-car garage. The open floor plan is flooded with natural light and is the perfect space to entertain family and friends. The kitchen boasts a modest pantry, quartz top island, and stainless-steel appliances, adorned with beautiful pendant lighting. Adjacent to the kitchen are a laundry room and a half bathroom on the main level. This gorgeous home is accessorized with blinds, keyless door and Vivint video doorbell. New washer and dryer, and Thermostat. The owner’s suite is roomy and has a large walk-in custom designer closet. This is your opportunity to immerse yourself in the resort-style living of the highly sought-after Tohoqua community with state-of-the-art amenities. Tohoqua is one of the most anticipated new communities in Osceola County and in close proximity to Lake Nona Medical City and technology based NEOCITY. While living in Tohoqua, be assured that increased property values and upgraded infrastructure are just around the corner as the area continues to grow and this lot is in the perfect location! With cutting-edge state-of-the-art technology, you can be assured that you and your family stay connected with school, work and each other. From the elegant clubhouse to the invigorating fitness center, and sparkling swimming pool, staycations will be the new weekend getaway. Whether you enjoy walking trails, playing tennis or watching the sun rise, this beautiful home within a vibrant family-friendly neighborhood is where it’s at! This home is a must see! Come check it out and make it yours! Motivated seller! Assumable loan looking for a new owner (VA and Non-VA) Take advantage of the assumable interest rate. Schedule your private tour today!

Estimated
Seller's interest rate
5.25%
7%
Estimated
Monthly payment

$2,795
$3,205
You may also save up to $133,367 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $3,205 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
5.25%
Remaining term
27 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,795
Principal & interest
$2,154
Mortgage insurance
-
Property taxes
$270
Home insurance
$359
HOA fees
$10
Utilities
Not included

Source: Public records

Home details
Size
1,802 sqft
Lot size
0.09 acres
Year built
2022
Type
Single Family Residence
HOA dues
$10.00

Source: STELLAR #S5115168

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 10, 2025 12:43 pm
Listing agent: Veronica Hicks (571) 334-2437
Listing provided courtesy of: KELLER WILLIAMS LEGACY REALTY (407) 855-2222
Details provided by STELLAR and may not match the public record.
MLS ID: #S5115168
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
5.25%
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