1 of 47
$779,500
SIGNIN

Sign in to see required down payment for the 2.9% rate

15913 Primrose Tarry Dr, Moseley, VA 23120

5 beds · 5 baths · 4,789 sqft

This exceptional residence blends sophistication with comfort in one of the area's most coveted neighborhoods - revitalized with fresh paint throughout and beautifully refinished hardwood floors. The thoughtfully designed 5-bedroom, 4.5-bathroom home showcases meticulous attention to detail throughout its three meticulously maintained levels. Step into an impressive main floor featuring an open concept design where the inviting living area flows effortlessly into the dining space and gourmet kitchen. The culinary centerpiece dazzles with premium cabinetry, sleek granite countertops, designer backsplash, and high-end stainless steel appliances. Upstairs, find generously proportioned bedrooms filled with natural light. The owner's suite offers a sanctuary with an expansive walk-in closet and spa-inspired ensuite featuring a luxurious garden tub. The crown jewel of the home is the recently renovated third-floor junior suite (2023), complete with private bedroom, sitting area, and full bathroom—perfect for guests or a tranquil retreat. Modern comforts include a tri-zoned heating and cooling system with new first-floor HVAC installed in 2022, ensuring personalized climate control throughout. The outdoor space has been transformed into an entertainer's dream with a newly cleared backyard offering endless possibilities for recreation and gatherings. Ambient perimeter lighting (2021) creates a customizable atmosphere with multiple settings and color options. Curb appeal is enhanced by an elegant aggregate stone driveway and walkway (2022) complemented by warm pathway lighting. The spacious three-car attached garage provides ample vehicle and storage space. Don't miss this rare opportunity—schedule your private tour today.

Estimated
Seller's interest rate
2.9%
7%
Estimated
Monthly payment

$3,470
$4,576
You may also save up to $335,084 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,576 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.9%
Remaining term
25 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,470
Principal & interest
$2,161
Mortgage insurance
$367
Property taxes
$591
Home insurance
$266
HOA fees
$83
Utilities
Not included

Source: Public records

Home details
Size
4,789 sqft
Lot size
0.369 acres
Year built
2009
Type
Single Family Residence
HOA dues
$83.33

Source: CENTRALVIRGINIA #2509349

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 19, 2025 11:52 pm
Listing agent: Mike Boone (804) 220-0815
Listing provided courtesy of: Boone Residential LLC (804) 220-0815
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2509349
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.9%
How it works

No credit check. Takes 2 minutes.