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15831 Fourmile Creek Ct

Haymarket, VA 20169

3 beds · 4 baths · 2,572 sqft

$685,000

$3,332/mo with 2.8% Express Financing

$4,343/mo with 7% bank financing

Get prequalified

About this home

Welcome to this beautifully maintained 3-bedroom, 3.5-bath home in the prestigious Dominion Valley Country Club community. Offering a perfect blend of style, comfort, and functionality. The main level features gleaming hardwood floors and a spacious, open-concept design. The gourmet kitchen boasts butcher block countertops, a large center island with granite , seamlessly flowing into the inviting family room with a cozy gas fireplace—perfect for relaxing evenings. Step outside to your private, fenced in backyard featuring a stamped concrete patio—perfect for outdoor dining and entertaining. Upstairs, the large primary suite impresses with cathedral ceilings, a walk-in closet, and a stunning, updated bath with clawfoot tub. . Two additional generously sized bedrooms, a full hall bath, and a convenient laundry room complete the upper level. The finished lower level includes a versatile recreation room, a full bathroom, and a storage area—ideal for a home office, playroom, or media space. This home has been thoughtfully updated over the years, including: 2020 – Second-floor HVAC and heat pump replacement, 2021 – New LG kitchen appliances, updated kitchen lighting, LED recessed/can lighting, and ceiling fans, 2022 – New hot water heater and updated smoke/CO₂ detectors, 2023 – New garbage disposal and Maytag washer & dryer, 2024 – New garage door opener, 2025- new sump pump, lower-level HVAC and furnace replacement, and painted kitchen cabinetry, 2026 – New roof to be installed by the HOA Experience low-maintenance living with HOA fees covering: exterior maintenance, mowing, edging, leaf removal, turf treatments, lawn maintenance, gutter cleaning, power washing, painting and more. Residents enjoy an extensive array of amenities, including an exercise room, outdoor pools, an indoor pool, clubhouse, tennis and pickleball courts, basketball courts, sand volleyball, sports pavilion, walking trails, and multiple playgrounds. Fitness and full golf memberships are also available.

Source: BRIGHT #VAPW2096408

2,572 sqft
3,388.0 sqft
Townhouse
Built in 2006
1 car garage
Air conditioning
Fireplace
Shared pool

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $4,343 monthly payment

Financed
SIGNIN

Payment details
Principal & interest
$1,855
Mortgage insurance
$319
Property taxes
$593
Home insurance
$234
HOA fees
$329
Utilities
Not included
Total monthly payment
$3,332

Loan details
Loan type
FHA
Remaining balance
$411,879.09
Remaining term
26 yrs and 1 mo

Neighborhood

FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 19, 2025 05:18 pm
Listing provided courtesy of: Berkshire Hathaway HomeServices PenFed Realty (703) 396-6000
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2096408
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Haymarket, VA 20169

3 beds · 4 baths · 2,572 sqft

$685,000

$3,332/mo with 2.8% Express Financing

$4,343/mo with 7% bank financing

Get prequalified