**OPEN HOUSE SUN 12/14 2-4PM**Don’t miss your chance to own one of the most charming and updated Trent model townhomes in the award-winning, gated golf community of Dominion Valley Country Club. This luxury residence offers three fully finished levels, 3 bedrooms, 3.5 baths, and 2731 square feet of living space. With its charming front porch, one-car garage, and extensive interior upgrades, this home stands out as an exceptional opportunity in one of Northern Virginia’s most sought-after communities. The main level features a welcoming foyer with gleaming hardwood floors and opening to the formal living and dining rooms. These spaces showcase hardwood floors, crown molding, chair rail, shadowbox trim, and an abundance of natural light from the triple window. The dining room is highlighted by a tray ceiling and elegant fixtures. The updated modern farmhouse kitchen offers a bright and airy design with white cabinetry, butcher block countertops, a center island, open shelving, a farmhouse sink, newer appliances with gas cooking, and a full-height glass subway tile backsplash. A greenhouse bump-out with a skylight adds exceptional natural light and door leading to the fenced backyard and patio creating an ideal setting for outdoor entertaining. The adjoining family room features hardwood floors, a cozy gas fireplace with mantel, ceiling fan, and recessed lighting. A ceramic tile powder room completes the main level. The upper level is designed for comfort and convenience beginning with an oak staircase with a carpet runner that leads to the hallway, linen closet, and upper-level laundry room, complete with a 2023 Maytag washer and dryer. The spacious primary bedroom features a vaulted ceiling, large walk-in closet, ceiling fan, and a sliding barn door leading to the renovated primary bathroom. This spa-style bathroom includes a claw-foot slipper tub, walk-in shower with decorative tile, dual niches, a seamless glass enclosure, porcelain tile flooring, and a double vanity with quartz countertops and stone vessel sinks. Two additional bedrooms with generous closets and natural light, along with a hall bathroom featuring ceramic tile and updated lighting, complete the upper level. The finished lower level offers an expansive recreation room with recessed lighting, a full bathroom with tub/shower, a large storage closet, and an additional unfinished storage room, providing flexibility for a future home office, gym, or guest area. Exterior highlights include a brick and vinyl façade, extended driveway, fenced backyard with patio and two seat walls, and a one-car garage with storage cabinets. Recent updates include a 2025 HVAC system for Zone 1 with Google Nest Learning thermostat, 2025 sump pump, 2024 garage door opener, 2023 garbage disposal, 2022 hot water heater, 2022 smoke and carbon monoxide detectors, and a 2020 HVAC system for Zone 2. The roof is scheduled to be replaced by the HOA in 2026. Residents of Dominion Valley Country Club enjoy an unparalleled lifestyle with resort-style amenities, including a newly renovated clubhouse, sports pavilion, fitness center, four outdoor pools, an indoor pool, tennis and pickleball courts, basketball courts, sand volleyball courts, miles of walking trails, tot lots, and two stocked fishing ponds. The HOA fee includes lawn maintenance, exterior maintenance, gutter cleaning, power washing, window caulking, and driveway sealing. Highly rated schools are located within the community, and the location offers convenient access to commuter routes such as I-66, Route 29, Route 50, and Route 15, as well as upscale shopping and dining. Hurry in this one won't last long!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
