15709 Buck Ln, Dumfries, VA 22025
4 beds · 3 baths · 2,167 sqft
YES, as a matter of fact... this beautiful home in popular Montclair IS available... AND offers the amazing balance of VALUE, LOCATION and UPDATED features! Situated near the Montclair Golf Club, and with nearly 2200 square feet, there's no "comprising"-- it checks off ALL the desired features you're looking for: 4 generous sized Bedrooms upstairs, 2.5 Bathrooms, Excellent condition, attached garage, private low-maintenance lot with outdoor spaces to entertain and enjoy. ** ALL "BIG-TICKET" ITEMS ARE NEARLY NEW: HVAC, WINDOWS & ROOF WERE REPLACED IN 2022!! The property owner has kept this lovely home in "prime-time condition" over 20 years! Open the front door to a tiled foyer and adjacent powder-room. Quality carpeting in the Living Room and Formal Dining Room. Gorgeous flooring in the updated kitchen and Family Room (with fireplace). Family Room and Dining Room each can access the fantastic, private screened porch and deck outside. Upstairs -- 4 bedrooms, including the Primary Suite with sitting area, dressing area, walk-in closet and pristine bathroom. The Montclair subdivision is sought-after for it's bountiful natural beauty and amenities galore: Lake Montclair is a 109 acre stocked lake with boating access and 3 sandy beaches ; The Montclair Golf Club meanders through the community. Baseball fields! Basketball and tennis! Walking trails! Boat ramps! "Kids Dominion" playground (and other tot-lots)! "Victory Dog Park"! Nearby Commuter parking and transportation! State-of-the-art LIBRARY! MONTCLAIR was built to ENJOY-- popular community events year-round. Prince William Forest Park is only minutes away. Convenient shopping and dining options as well! DO YOUR DILIGENCE and compare-- you'll see that making MONTCLAIR your home is the smart choice :-)
Source: BRIGHT #VAPW2096120
Source: BRIGHT #VAPW2096120
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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