Welcome to your dream home in the sought-after Bellah Landing community in McDonough—where space, style, and sophistication come together in this stunning 5-bedroom, 4-bath, 4,376 sq ft showstopper! From the moment you step inside, you’re greeted with soaring ceilings, rich coffered details, and recessed lighting that sets the tone for elevated living. The open-concept design flows effortlessly, creating the perfect backdrop for both everyday living and unforgettable entertaining. At the heart of it all is a chef-inspired kitchen featuring sleek granite countertops and backsplash, stainless steel appliances, a double oven, electric cooktop, and a generous island with seating for three—perfect for gathering, hosting, or casual mornings. Enjoy peaceful views of the covered patio and backyard right from your breakfast area. The living room delivers warmth and wow-factor with a modern electric fireplace and seamless sightlines into a versatile bonus space—ideal for a home office, formal sitting area, or creative studio. A main-level guest suite with a full bath offers the perfect setup for visitors or multi-generational living. Upstairs, the home continues to impress with a spacious loft—perfect for movie nights, a game room, or your personal fitness retreat. The thoughtfully designed layout includes a Jack-and-Jill bath connecting two bedrooms, an additional bedroom with easy access to a hall bath, and then… the crown jewel. The primary suite is nothing short of a private sanctuary. Framed by elegant architectural columns, this oversized retreat offers room to unwind in style. Step through French doors into your spa-like ensuite, where a soaking tub takes center stage, complemented by dual vanities, a beautifully tiled shower, and the ultimate luxury—separate dual walk-in closets. Outside your door, Bellah Landing offers resort-style amenities including a pool, clubhouse, playground, and sidewalk-lined streets perfect for morning jogs or evening strolls. And the location? Unmatched. You’re just minutes from shopping and dining at South Point Shopping Center, outdoor escapes at Alexander Park, and high-energy fun at Sky Zone Trampoline Park, all with quick access to I-75 for an easy commute.This is more than a home—it’s a lifestyle upgrade. Bold, beautiful, and built to impress… schedule your showing before it’s gone!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
