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15119 Winding Ash Dr, Chesterfield, VA 23832
4 beds · 3 baths · 1,902 sqft
WELCOME HOME!! Located in the Waterfront community of Ashbrook - this fantastic home offers 4 bedrooms, 2 1/2 baths, almost 2000 sq ft and many upgrades! Great floor plan with spacious yet cozy family room with gas fireplace, ceiling fan, lvp flooring, and bay window. A living room that could be great flex space - perfect for playroom or home office. Eat in kitchen with granite tops, gas stove, stainless refrigerator and dishwasher, patio and rear yard access. Off of the kitchen is a good size dining room that is a great place to entertain and have gatherings as well as a powder room, and the laundry space which also has an exterior access door that makes bringing in groceries from the car super convenient! Upstairs you will find 4 generously sized bedrooms and 2 full baths! The primary bedroom has an en suite bath with two vanities, and a walk in closet. The carpet on the second floor has recently been replaced. HVAC system was replaced in the last couple of years as well as the roof. All appliances will convey including the washer and dryer. Rear and side doors have been replaced. Commodes have been replaced. Other features include: Covered front porch, large paved driveway, patio, privacy fenced rear yard, vinyl siding just power washed, recently installed LVP flooring on first floor, recently replaced appliances, wonderful community with many amenities that include a lake, playgrounds, tennis courts, sport courts, pic-nic areas, a clubhouse and activities all year round. This is a great place to call HOME! Some of the photos have been virtually staged
Source: CENTRALVIRGINIA #2513916
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2513916
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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