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1500 N 23rd St, Richmond, VA 23223
3 beds · 2 baths · 1,764 sqft
Welcome to 1500 N. 23rd St! This stunning circa 1909 three-bedroom two-bath home is situated on a spacious corner lot in one of Richmond's most beloved historic neighborhoods. From the moment you step inside the entryway, you'll be captivated by the striking wood herringbone ceiling, intricate millwork, original hardwood floors and designer lighting-and you'll realize this renovation is anything but ordinary! Meticulous care was taken to preserve the unique historic architectural details, while modernizing each space with carefully curated fixtures, stylish lighting and thoughtful upgrades with the intention of creating an elegant and tranquil vibe in every room. The expansive magazine-worthy kitchen is a chef's dream! It features plentiful tall cabinets capped with gorgeous custom crown molding, quartz countertops and breakfast bar, glazed tile backsplash and a designated beverage station with wine refrigerator and maple open shelving. Stainless steel appliances and dual-fuel range/oven. On the main level, enjoy the gracious and lovely dining and living rooms with decorative exposed brick fireplaces, original mantels, a gorgeous spa-like full bath with walk-in shower, glazed tile and dual frameless glass doors plus a laundry room. Upstairs, the spacious primary bedroom boasts over-sized windows, exposed brick fireplace and a walk-in closet. Two additional large bedrooms are ideal for guests, home office or growing families. The upstairs bath is a show-stopper, featuring a herringbone vanity, extra-deep soaking tub and gorgeous ceramic tile throughout. Relax on the charming front porch or retreat to the freshly landscaped rear yard with privacy fence and a large storage shed with electricity. There are so many upgrades, including a new roofs, electrical panel, AC unit and refreshed porches. Enjoy easy access to interstates and Richmond, and walk to some of the very best restaurants & shops in Church Hill. This home is a MUST SEE in person! Don't miss this historic and special home-schedule a tour today!
Source: CENTRALVIRGINIA #2514074
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2514074
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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