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14936 Endstone Trl, Midlothian, VA 23112
4 beds · 4 baths · 3,433 sqft
Stunning 4-Bedroom, 3.5-Bath Craftsman Home in Rountrey. Welcome to this exquisite Craftsman-style home, where elegance and charm meet modern living. As you approach the inviting full-front porch and step through the double doors, you’re greeted by a spacious foyer with beautiful engineered hardwood floors that flow throughout the main level. To the left, a private office with French doors offers a quiet retreat, while across the foyer, a formal dining room featuring intricate molding sets the stage for sophisticated entertaining. The generous family room boasts eye-catching wood beams, a statement accent wall, and a cozy gas fireplace that serves as the perfect focal point. Open to the family room is a gourmet kitchen that’s a true standout. It features dual ovens, sleek upgraded stacked cabinets with glass inserts, soft-close drawers, a large center island, sparkling Quartz countertops, a custom tile backsplash that extends to the ceiling, stainless steel appliances, and a convenient butler's pantry. The main-level primary suite offers a serene escape with an upgraded ensuite bath, complete with a doorless spa shower, freestanding tub, and an expansive California closet. Upstairs, you’ll find three generously sized bedrooms with new carpet, along with a versatile loft area that can easily be tailored to suit your needs. Upgrades throughout the home include striking black windows, fresh paint, and stylish light fixtures, all adding to the home's contemporary charm. Outside, the large covered back deck with privacy shutters, natural stone patio with a grilling area, and beautifully landscaped, level backyard create the ideal setting for outdoor gatherings. Residents of Rountrey enjoy a wealth of community amenities, including walking trails, a pool, playgrounds, and a clubhouse with a fitness center. Plus, this home comes with an assumable FHA loan at an incredible 2.25%, making it even more attractive. This is the home you’ve been waiting for!
Source: CENTRALVIRGINIA #2515592
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2515592
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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