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$425,000
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14842 Mason Creek Cir, Woodbridge, VA 22191

3 beds · 3 baths · 1,416 sqft

Discover unparalleled elegance and modern convenience in this meticulously renovated 3-bedroom, 2.5-bathroom residence at Chesterfield Condominium. Spanning 1416 square feet across two levels, this home offers a seamless blend of sophisticated design and practical living. The recent comprehensive renovations include a brand-new, open-concept kitchen and updated bathrooms, an additional bedroom, and a complete interior refresh featuring newly painted ceilings, walls, and baseboards, all complemented by updated fixtures. The master bathroom is a true sanctuary, boasting a 10-inch rainfall shower head, two full-size closets, and a private toilet. Throughout the home, luminous gold finishes on faucets, fans, outlet covers, mirrors, and shower heads exude a refined elegance. With a main-level entry providing minimal stairs and convenient access to the one-car rear-facing garage, along with a private balcony off one of the upper-level bedrooms, every detail has been thoughtfully considered for optimal living. This property's prime location offers exceptional connectivity and lifestyle amenities. Enjoy immediate access to a vibrant local scene, with everyday essentials like Wawa, Chipotle, and major retail and dining destinations such as Wegmans, the vast Potomac Mills shopping mall, and Stonebridge at Potomac Town Center just moments away. Outdoor enthusiasts will appreciate the proximity to Leesylvania State Park, providing abundant opportunities for water activities, and nearby boat slips at locations including Occoquan Harbour Marina (3.5 miles) and Belmont Bay Harbor Marina (4 miles), perfect for all imaginable outdoor pursuits, all within a community that embraces a diverse culinary culture. Commuting is effortless with a network of transportation options nearby: the closest bus stop (Route 1 at Delaware Dr) is merely 0.1 miles away, the Neabsco-Potomac Commuter Garage is 0.6 miles, the Rippon train station is 1.8 miles, and the Woodbridge metro station is 2.5 miles. For air travel, Manassas Regional Airport is just 14.2 miles distant. Furthermore, enjoy convenient access to Washington D.C. NW, approximately 30.3 miles away (45 minute drive). This home is a rare offering, presenting no pet restrictions and ample walkability with lush green spaces, allowing for an effortless integration of indoor comfort and outdoor enjoyment.

Estimated
Seller's interest rate
3.63%
7%
Estimated
Monthly payment

$1,919
$2,308
You may also save up to $91,874 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,308 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.63%
Remaining term
19 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,919
Principal & interest
$1,229
Mortgage insurance
$190
Property taxes
$354
Home insurance
$145
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,416 sqft
Year built
2014
Type
Condominium
HOA dues
$0.00

Source: BRIGHT #VAPW2096434

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 21, 2025 11:31 pm
Listing agent: Harrison fowler (571) 581-4240
Listing provided courtesy of: First Decision Realty LLC (703) 539-7062
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2096434
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3.63%
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