VA loan
1 of 56
VA loan
$845,000
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14762 Bell Tower Rd, Woodbridge, VA 22193

5 beds · 5 baths · 4,058 sqft

Experience luxury living in this eloquent Liberty Manor residence offering over 4,000 finished square feet of thoughtfully designed space. This 5-bedroom, 4.5-bath home includes rich hardwood floors throughout the main level, creating a warm and inviting atmosphere, also a versatile study/den, a welcoming family room with a cozy fireplace, a formal dining room, butler's pantry, a casual dining area, and a spacious living/conversation room – perfect for both relaxation and entertaining. The gourmet kitchen is a chef’s delight, equipped with stainless steel appliances including a double oven, microwave, refrigerator, and dishwasher. An expansive island and counters provides ample prep space, while abundant cabinetry offers exceptional storage for all your culinary needs. Retreat to the upper level, where the Primary Master Suite awaits with a sitting area, a spa-like bath offering a luxurious oversized walk-in shower with dual showerheads, dual vanities, and generous walk-in closets. The upper level also includes a laundry room for added convenience, a bedroom with a private full bath, and two more spacious bedrooms – one with access to a private deck. The walkout lower level extends the living space with a large recreation/family room, a fifth bedroom or fitness or yoga room, and a full bath, and storage. Step outside to the dyed stamped concrete patio, perfect for outdoor entertaining, surrounded by a beautifully manicured yard. This exceptional home offers an ideal blend of elegance, comfort, and functionality in the desirable Liberty Manor community. Don't miss the opportunity to make it yours!

Estimated
Seller's interest rate
3.84%
7%
Estimated
Monthly payment

$3,544
$4,282
You may also save up to $177,333 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $4,282 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.84%
Remaining term
20 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,544
Principal & interest
$2,484
Mortgage insurance
-
Property taxes
$704
Home insurance
$288
HOA fees
$66
Utilities
Not included

Source: Public records

Home details
Size
4,058 sqft
Lot size
0.15 acres
Year built
2014
Type
Single Family Residence
HOA dues
$66.67

Source: BRIGHT #VAPW2094192

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 24, 2025 11:33 pm
Listing agent: Bradley Kirkendall (571) 262-1900
Listing provided courtesy of: Nova Elite Realty (571) 262-1900
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2094192
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3.84%
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