Step into this stunning 4-yr-old home where modern elegance meets family-friendly functionality. At 3,008 sf, this immaculate residence in award-winning Sendera Ranch—named 2025 Community of the Year—offers everything your family needs and more. The moment you enter, you'll be captivated by a soaring ceiling, graceful architectural arches, and art niches that showcase your personal style. The open concept floor plan is perfect for both everyday living and entertaining guests. This well-appointed home features 4 spacious bedrooms, 3 full and 1 half bathrooms, a dedicated study with French doors, an exciting gameroom, and a fully equipped media room for movie nights the whole family will love. Cozy up by the gas fireplace on cool evenings, and enjoy the beauty of wood-look ceramic tile throughout—combining timeless style with easy maintenance. The bedrooms feature neutral carpet for comfort and warmth. The thoughtful layout places the primary suite, guest bedroom and full bath downstairs for convenience, while the additional bedrooms upstairs include a Jack-and-Jill bath. But the lifestyle here extends far beyond your front door. Sendera Ranch offers resort-style amenities including 4 pools, 5 playgrounds, 2 basketball courts, a clubhouse, 2 soccer fields, 2 baseball fields, a hockey rink, gazebo, serene ponds, & miles of scenic paved trails. Your family will never run out of ways to stay active and connected. Perhaps the biggest advantage? This home sits within the highly rated Northwest ISD, with 3 excellent schools right in the community—a dream for families prioritizing education. SPECIAL BONUS: The billiards table and accessories, media rm equipment, & children's play set all convey with the home if buyer can close before year-end! This is more than a house—it's your family's next chapter in one of DFW's most celebrated communities. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
