Stunning Four-Bedroom Home with Panoramic Potomac River Views and Luxury Amenities ! Nestled within the picturesque Potomac Shores riverfront community in Northern Virginia, this luxurious property offers a lifestyle like no other. Key Features: Modern Elegance-immerse yourself in contemporary living with an open floor plan with premium upgrades throughout and a fireplace in the gathering room, perfect for cozy evenings. Lower entry level has an office/bedroom with bathroom plus a gym or addition den/office. Gourmet Kitchen: The gourmet kitchen boasts top-of-the-line stainless steel appliances, a spacious island with stunning Quartz countertops and gorgeous custom lighting with an abundance of cabinet space. Expansive Living Space: This home offers a spacious living room and dining area that seamlessly flow onto a deck, creating the perfect space for entertaining or simply enjoying the great outdoors. 4th-Floor Loft: A unique feature of this home is the fourth-floor loft and rooftop outdoor space with Potomac River views. This versatile space is perfect for a home office, media room, or guest suite. Enjoy warm evenings in the rear deck, cooled by the ceiling fan and enjoy the expansive views of the neighborhood. Plenty of parking from the large two car garage to driveway, as well as plenty of public parking for friends and family. High-Speed Connectivity: basic Verizon Fios included in the HOA dues, keeping you connected for work or entertainment. Potomac Shores Community: As a resident of Potomac Shores, you'll have access to an array of resort-style amenities, including a Jack Nicklaus Signature Golf Course, parks, and scenic trails along the Potomac River. Shores Club: The Shores Club provides a social and recreation center with a modern gym, movement studio, yoga lawn, Kids Club, and an eight-lane competition pool. You'll also find the Social Barn with family and kids' pools, sundecks, cabanas, and a convenient snack bar. Outdoor Oasis: The community offers various outdoor spaces, including an outdoor patio, community garden, working greenhouse, and event lawn, perfect for enjoying the great outdoors. Location: Walk to the upcoming VRE station and soon to be built town center! Just 7 minutes from I-95, you'll have easy access to major transportation routes. The property is approximately 30 miles south of D.C., a short 15-minute drive to the Quantico Main Gate, and around 22 miles from Ft. Belvoir. This is an extraordinary opportunity to live in a magnificent home within a vibrant community. Don't miss your chance to experience the best of Northern Virginia living. Ask us about the Assumable loan! Contact us today to schedule a viewing!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
