Charming 4-Bedroom Retreat in Grantville - Just 1.5 Miles from I-85! Welcome home to this beautifully maintained 4-bedroom, 3-bath home tucked away at the end of a quiet road - offering the perfect blend of privacy and convenience. Enjoy the peace of no through traffic while being only minutes from I-85, making commutes to Newnan, LaGrange, or Atlanta a breeze. Step inside to an inviting open floor plan featuring a vaulted-ceiling living room that flows effortlessly into the dining area and kitchen. The modern kitchen boasts brand new Smart Samsung stainless steel appliances with high-end features, a new stainless sink and disposal, plus a breakfast bar overlooking the living space and a separate breakfast nook with a charming view of the backyard - ideal for morning coffee or casual meals. The home's stylish, modern decor creates a warm and welcoming atmosphere throughout. The roof is only 6 years old, and the septic system was serviced just 3 months ago, offering added peace of mind for the new homeowner. Relax on the cozy front porch, or step outside to your private, fully fenced backyard - a true outdoor oasis with lighting for evening gatherings. Enjoy a large concrete patio, a covered gazebo tent, an elevated wooden deck, and a spacious grassy area perfect for family fun or entertaining guests. An underground sprinkler system keeps the backyard and side yard beautifully maintained all season long. There's even a designated basketball area and plenty of room for outdoor games and activities! This property truly offers the best of both worlds - peaceful country-style living with modern amenities and easy access to the interstate, shopping, and schools. BONUS:With available Lender grants, you can own this home with no money out of your pocket with approved credit making home ownership affordable! Ask the Realtor for details! Don't miss this rare find in a fantastic Grantville location - perfect for comfortable family living and outdoor entertaining! Encantadora Casa de 4 Habitaciones en Grantville - A solo 1.5 millas de la I-85! Bienvenido a esta hermosa casa de 4 habitaciones y 3 banos, ubicada al final de una calle tranquila sin trafico de paso. Disfruta gran privacidad y, al mismo tiempo, la comodidad de estar a minutos de la I-85, con facil acceso a Newnan, LaGrange y Atlanta. El interior ofrece un plano de concepto abierto con una sala de estar de techo abovedado que conecta con el comedor y la cocina moderna. La cocina cuenta con nuevos electrodomesticos inteligentes Samsung de acero inoxidable, ademas de un nuevo fregadero y triturador. La barra de desayuno se integra con la sala, y el acogedor rincon de desayuno brinda una vista agradable al patio trasero, ideal para disfrutar el cafe matutino o comidas informales. La casa presenta una decoracion moderna y acogedora en todos sus espacios. El techo tiene solo 6 anos, y el sistema septico fue mantenido hace 3 meses, ofreciendo tranquilidad adicional al nuevo propietario. En el exterior encontraras un patio trasero privado y completamente cercado, perfecto para relajarse y recibir invitados. Incluye un amplio patio de concreto, una carpa tipo gazebo cubierta, una terraza elevada de madera y una zona de cesped ideal para actividades familiares. El sistema de riego subterraneo mantiene el patio trasero y lateral en excelentes condiciones durante todo el ano. Tambien hay un area designada para baloncesto y espacio adicional para juegos o reuniones al aire libre. Esta propiedad combina a la perfeccion tranquilidad, comodidad y proximidad a tiendas, restaurantes, escuelas y carreteras principales. BONO: Con programas de ayuda disponibles a traves de prestamistas participantes, podrias comprar esta casa sin dinero de tu bolsillo, sujeto a credito aprobado. Consulta con el Realtor para mas detalles! No dejes pasar esta excelente oportunidad en una magnifica ubicacion de Grantville, ideal para vivir comodamente y disfrutar de amplios espacios al aire libre.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
