14658 Crossfield Way
Woodbridge, VA 22191
3 beds · 4 baths · 2,053 sqft
$569,900
Get prequalified14658 Crossfield Way
Woodbridge, VA 22191
3 beds · 4 baths · 2,053 sqft
$569,900
Get prequalifiedWelcome to 14658 Crossfield Way, a spacious, end-unit townhome nestled in a gated, resort-style community in Woodbridge. With three finished levels, this home offers a flexible floorplan featuring 3 bedrooms, 2 full bathrooms, 2 half bathrooms, and a bonus entry-level space that could easily function as a 4th bedroom, office, or home gym. The main level boasts an open-concept layout with abundant natural light, and fresh paint. The upgraded kitchen features modern appliances, ample cabinet storage, and room to entertain with ease. Retreat upstairs to find two well-appointed secondary bedrooms and a generously sized primary suite with a private bathroom and walk-in closet. Enjoy low-maintenance living and high-end amenities including 24/7 guarded entry, indoor and outdoor pools, a rock climbing wall, sauna, hot tubs, playgrounds, and a fully equipped fitness center. Located less than 2 miles from the Rippon and Woodbridge VRE stations, and just minutes from I-95, Potomac Mills, and Stonebridge Town Center, this home offers both comfort and convenience in one of Northern Virginia’s fastest-growing areas.
Source: BRIGHT #VAPW2095860
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.