14621 Stream Pond Dr
Centreville, VA 20120
4 beds · 4 baths · 1,464 sqft
$581,999
Get prequalifiedAbout this home
Welcome to this charming and spacious residence located at 14621 Stream Pond Dr in the picturesque town of Centreville, VA. This beautiful home offers a perfect blend of comfort, style, and functionality, making it an ideal place to call your own. The property boasts lovely curb appeal and a welcoming atmosphere. The exterior design showcases a classic yet contemporary style, giving the house a timeless appeal. Step inside the bright and airy foyer, and you'll be immediately struck by the warm and inviting ambiance that continues throughout the entire home. The well-designed floor plan seamlessly flows from room to room, offering a perfect balance of open spaces and defined living areas. The main level features a spacious living room. The heart of the home is the chef inspired kitchen, equipped with modern appliances and ample cabinetry. Upstairs you'll find the master bedroom - a tranquil retreat with an ensuite bathroom, offering a relaxing oasis after a long day. Additional bedrooms are generously sized and bathed in natural light, providing comfort and versatility for family members or guests. Situated in the heart of Centreville, this property enjoys the convenience of nearby amenities, including shopping centers, restaurants, and parks. Access to major transportation routes ensures easy commutes to work or leisure activities. Don't miss the opportunity to make this beautiful residence your home and experience the joys of living in a desirable and welcoming neighborhood.
Source: BRIGHT #VAFX2249994
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Centreville, VA 20120
4 beds · 4 baths · 1,464 sqft