14460 Del Mar Dr
Woodbridge, VA 22193
5 beds · 3 baths · 2,206 sqft
$500,000
Get prequalifiedAbout this home
Welcome to your new home in Dale City! Discover comfort, charm, and space in this well-appointed 5-bedroom, 3-bathroom brick front split foyer situated on a serene 0.22-acre lot. Endless potential in this home! With a private driveway, mature landscaping, and a tree-lined backdrop, this home offers the perfect blend of privacy and convenience. As you step inside, you're greeted by hardwood floors that flow throughout the upper level. The sun-filled living room features a ceiling fan and opens into a welcoming dining room complete with classic chair rail detailing and sliding glass doors that lead to a covered rear deck—ideal for enjoying your morning coffee or hosting gatherings. The eat-in kitchen is a true highlight, featuring granite countertops, recessed lighting, gas cooking, and plenty of space for a kitchen table. The spacious primary bedroom offers a ceiling fan and an en suite bathroom with a walk-in shower. Two additional guest bedrooms and a full hall bath with a tub/shower combo complete the upper level, making it ideal for family or guests. Downstairs, the lower level expands your living space with a large family room showcasing built-in shelves, a cozy wood-burning fireplace with a brick surround, and sliding glass doors that open to a rear patio. You'll also find two lower level bedrooms (the Prince William County Assessor's office only recognizes above grade bedrooms in the Assessment Report/Tax Record). A full hall bathroom and a utility room with a washer, dryer, and an additional refrigerator add to the home's functionality. The utility room also offers direct access to the backyard, making outdoor chores and entertaining a breeze. Enjoy relaxing under the covered deck or hosting barbecues in the partially fenced backyard, which backs to beautiful trees for added privacy. There's even additional storage space tucked neatly under the deck. Freshly painted throughout and recently power washed on the exterior, this home is truly move-in ready. Don’t miss the opportunity to own this spacious, versatile home in a desirable Dale City location. It is truly a great value! Come see it today and imagine the possibilities!
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Woodbridge, VA 22193
5 beds · 3 baths · 2,206 sqft