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$535,000
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14439 Manchester Dr, Naples, FL 34114

3 beds · 2 baths · 2,084 sqft

Welcome to your dream home in the highly sought-after Reflection Lakes of Naples! This single-family residence at 14439 Manchester Drive offers unparalleled luxury and comfort in a tranquil, gated community setting. Freshly painted and ready to make your own. Photos are virtually staged. Step inside this beautifully designed home featuring 3 spacious bedrooms, two full bathrooms, and an open-concept living area ideal for both entertaining and everyday living. The kitchen is a chef's delight featuring a breakfast area, granite countertops with seating, ample cabinetry and an open flow to the living room. The living room, bathed in natural light, opens seamlessly to a screened lanai where you can enjoy a private back yard with serene preserve views—a perfect backdrop for morning coffee or evening relaxation. The master suite is a private retreat complete with two walk-in closets and a luxurious en-suite bathroom featuring dual vanities, separate shower and stand alone tub and private WC. Additional highlights include a two-car garage, volume ceilings, a separate laundry room, and beautiful flooring throughout. This home offers the perfect balance of convenience and luxury, located just minutes from top-rated schools, shopping, dining, and the pristine beaches of Naples. Don’t miss the opportunity to make this exceptional property your new home! Reflection Lakes of Naples is a vibrant and picturesque residential community located in the heart of Naples, Florida. Known for its scenic beauty and serene environment, this gated community offers an array of amenities and features that cater to diverse lifestyles. As part of the Reflection Lakes community, residents enjoy access to amenities such as a resort-style pool, clubhouse, fitness center, game room, library and so much more! Surrounded by lush landscape, beautiful lakes and nature preserves residents enjoy stuffing views and a tranquil atmosphere. Whether you are looking for a peaceful retreat or an active lifestyle, Reflection Lakes of Naples provides a welcoming environment for families, retirees, and everyone in between.

Estimated
Seller's interest rate
5%
7%
Estimated
Monthly payment

$1,946
$2,075
You may also save up to $22,910 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,075 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
5%
Remaining term
14 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,946
Principal & interest
$951
Mortgage insurance
$125
Property taxes
$383
Home insurance
$485
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,084 sqft
Lot size
0.15 acres
Year built
2006
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225044900

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 19, 2025 07:13 pm
Listing agent: Jessica Bosworth (239) 595-3299
Listing provided courtesy of: Compass Florida LLC (305) 851-2820
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225044900
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
5%
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