VA loan
1 of 59
VA loan
$574,900
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1434 Riva Del Garda Way, Saint Augustine, FL 32092

4 beds · 3 baths · 2,376 sqft

LOCATION IS PRIME ! This beautifully updated home meets all your needs! A MUST SEE! Breathtaking from the moment you walk in to the backyard! Situated on a pond its fenced in with a pavered area with Stone firepit & seating. . Pergola enhanced with solar lights draped around the table for romantic dining. Sunsets galore! Nature viewing at its best...Upon entering you are greeted with beautiful flooring , a private dining area and office with door. Amazing lighting fixture throughout. Kitchen is open with a seating area. California countertops bring this beauty together. Family room has cathedral ceilings & wood burning fire place. Master bathroom has been remodeled, so beautiful you wont want to leave! Two other bedrooms are Joined by a Jack n Jill bathroom. The 4th bedroom and 3rd bathroom in rear. Pavers in the front to front door and also to your rear retreat. The electricity is there for a full home generator. Tons of upgrades. Shopping, Restaurants, and Top-rated schools! Murabella amenities include waterslide, pool, children's zero entrance pool w/ mushroom spray, two covered playgrounds, fitness center, lighted tennis courts, soccer, baseball fields, volleyball and basketball, along with miles of sidewalks and walking/jogging paths. Community is adjacent to new Flagler Health + Fitness campus, restaurants, golf courses, Publix and shopping. 20 min to Historic St. Augustine and Beaches. 4 miles to I-95 for a quick commute to Jacksonville with world class shopping and medical facilities. It's all right here!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,329
$2,998
You may also save up to $212,904 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,998 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 6 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,329
Principal & interest
$1,294
Mortgage insurance
-
Property taxes
$507
Home insurance
$522
HOA fees
$5
Utilities
Not included

Source: Public records

Home details
Size
2,376 sqft
Lot size
0.23 acres
Year built
2006
Type
Single Family Residence
HOA dues
$5.00

Source: REALMLS #2081481

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 15, 2025 06:33 pm
Listing agent: LORI PEZAK (570) 704-9093
Listing provided courtesy of: COLDWELL BANKER PREMIER PROPERTIES (904) 342-2345
Details provided by REALMLS and may not match the public record.
MLS ID: #2081481
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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Est. seller's rate
3%
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