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14319 Morristown Ave, Port Charlotte, FL 33981
5 beds · 4 baths · 3,022 sqft
One or more photo(s) has been virtually staged. Discover the perfect blend of privacy and convenience with this exceptional property in Port Charlotte, Florida. Nestled on a spacious 0.69-acre parcel, this unique property offers a main residence and includes two additional buildable lots providing endless possibilities for expansion, investment or a multigenerational compound. The home is surrounded by natural beauty and offers a private, peaceful retreat. With over 3,000 sq.ft. of interior living space, the home features a bright, open-concept first level perfect for modern living. The spacious layout allows for flexible use as formal living and dining areas or a great room, adjacent to a brand-new kitchen with white cabinetry, quartz countertops, a large island, stainless steel appliances, and a butler’s pantry. A cozy family room with a striking stone feature wall opens through sliding glass doors to a screened lanai with a saltwater pool, ideal for relaxing or entertaining. A convenient powder room completes the first floor. Upstairs are five bedrooms, including two expansive primary suites. The larger suite offers a spa-like retreat with a freestanding soaking tub, separate shower, and a double sink vanity. This home has been thoughtfully upgraded with a new metal roof, two separate newer air conditioning units and rainbird irrigation system. A one year American Home Shield warranty on major systems is waiting for the new owner. A two-car garage and ample additional parking space accommodate guests and family with ease. The serene, private property is dotted with mature mango and avocado trees, creating a peaceful natural setting. Located in the sought-after waterfront community of South Gulf Cove, residents enjoy access to a convenient lock system for launching boats from the neighborhood ramp or nearby county ramp. A short drive takes you to the pristine beaches of Boca Grande and Englewood, along with local shopping and dining. This quiet, residential neighborhood offers privacy and a true coastal lifestyle, with a voluntary HOA that hosts regular clubhouse events, a weekend farmers market, and monthly food trucks. This is more than a home—it's a rare lifestyle opportunity.
Source: STELLAR #TB8368415
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8368415
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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