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1425 Cedar Grove Rd, Winchester, VA 22603
4 beds · 4 baths · 3,084 sqft
Welcome to this spacious colonial situated on 4.75 acres in Winchester. With 4 bedrooms and 3.5 bathrooms, this home offers plenty of room and modern comforts. 🛠️ Key Updates: New Roof (2023) – Enjoy peace of mind with this recent upgrade. Brand New HVAC System – Featuring highly efficient heat pumps with a 90% efficiency rating. New Bosch Dishwasher – It's so quiet - no disruption while you're taking in your favorite TV shows. Refinished Hardwood Floors – Expertly restored by a company with over 35 years of experience. Whole-Home Generator Ready – Prepped and wired for easy installation. EV Car Charger wiring already installed - just bring your car and install charging station. 🏡 Interior Highlights: Step into a stunning two-story foyer with hardwood floors and a dual staircase leading to the upper level. The formal dining room features elegant wainscoting, while the open-concept kitchen offers abundant cabinet and counter space, perfect for cooking or entertaining. The kitchen flows into the family room, where you’ll find a cozy gas log fireplace—ideal for relaxing evenings. 🛏️ Upstairs Retreat: The primary suite boasts vaulted ceilings, a sweet little sitting area, three walk-in closets, and a luxurious bathroom with dual vanities, a jetted soaking tub, and a separate shower. Bedroom 3 is generously sized and features its own private bath. Bedrooms 1 and 2 are both large and share a convenient full bathroom with dual vanities. 🚗 Garage & Outdoor Space: The 3-car attached garage offers ample room for vehicles, motorcycles, or recreational toys. Plus, it includes a dedicated panel box for easy generator hook-up. It also offers wiring for an EV car charger!! Don’t miss the opportunity to explore the property—take time to walk up the hill in the backyard. You can see so much of your neighborhood from there. The backyard is the best place to watch magnificent sunsets. 🌆 Close to Everything Winchester Has to Offer: Despite its private, country-like setting, this home is just minutes from the heart of Winchester, where you’ll find: Old Town Winchester – Enjoy charming shops, restaurants, and historic architecture along the pedestrian mall. Winchester’s Apple Blossom Festival – A beloved two week annual event with parades, live entertainment, and more. Museum of the Shenandoah Valley – Featuring beautiful gardens, art exhibitions, summer concerts on the lawn, and cultural programs. Local Wineries & Breweries – Sample wines and craft beers at nearby vineyards and taprooms. There's mead, too! Outdoor Recreation – Hike scenic trails at Shenandoah National Park or explore local parks and nature preserves. The Homestead Farm at Fruit Hill Orchard (just 3 miles away) - now this is one of our favorites. Weather permitting, “Bluegrass on the Farm,” held every Thursday evening. Dinner at 6 p.m. and music from 7 to 9 p.m. Bring a lawn chair. Marker Miller Farm Market - want to pick your own fruit? Do you LOVE apple cider donuts? Want a place to allow the kids to go run and play on playground equipment? You'll love Marker Miller! 📞 Don’t Miss Out! There’s so much to love about this property—you have to see it in person! Have an agent? Give them a call to schedule your private showing?
Source: BRIGHT #VAFV2033150
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFV2033150
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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