1424 Ridge Shore Dr
Tarpon Springs, FL 34689
3 beds · 2 baths · 1,946 sqft
$499,900
Get prequalifiedAbout this home
Stunning Move-In Ready Home with Resort-Style Upgrades – No Flood Zone! Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home with a 2-car garage, nestled in a desirable NO FLOOD ZONE community just minutes from Tarpon Springs' vibrant downtown, beaches, and trails. Completely updated in 2017, this home combines modern luxury with everyday comfort, featuring gleaming marble floors in the main living areas and porcelain wood-look tile in the bedrooms and new solid wood doors throughout. The open floor plan is perfect for entertaining, with soaring ceilings, a cozy wood-burning fireplace, and a gourmet kitchen boasting granite countertops, a large breakfast bar, under-cabinet lighting, soft-close cabinets, and stainless steel appliances. Both bathrooms feel like a private spa, with floor-to-ceiling tiled walk-in showers and a jetted tub in the primary suite. Step outside to a large, tiled lanai with new screens—perfect for relaxing or hosting guests. The lush, fully fenced backyard is a gardener’s dream, complete with a perennial garden, avocado, lemon, and olive trees, flowering shrubs, a pergola, screened-in garden areas, and two terraced workstations. Additional upgrades include: Storm shutters for added protection. New water heater (2024) New Washer and Dryer (2025) New AC (2019) with cleaned ducts (2024) Roof (2016) In-wall vacuum unit, New whole house water filtration system (2025) All Interior has been freshly painted. Ceiling fans in every room. Dining Room features built in cabinetry providing tons of extra storage. Garage with epoxy floors and attic storage. Beckett Bay offers a fantastic recreational area exclusively for residents, featuring a LARGE COMMUNITY POOL, tennis and basketball courts, picnic areas with grills, and playgrounds. Just half a mile away, you'll find Anclote River Nature Park, with scenic walking trails that connect directly to the renowned Pinellas Trail—offering over 50 miles of paved paths. Nestled in the vibrant coastal town of Tarpon Springs, this home places you at the heart of a community known for its rich cultural heritage and scenic beauty. Enjoy year-round festivals, live concerts, art shows, restaurants galore and charming local boutiques—all just minutes away. Explore the area's stunning waterfront dining, sandy beaches, lush parks, and the iconic Sponge Docks. With endless opportunities for boating, kayaking, fishing, and biking, outdoor adventure is always within reach. This property offers the perfect blend of style, comfort, and the laid-back Florida lifestyle. Conveniently located near everything Tarpon Springs has to offer, this is your chance to own a truly unique and exceptional home. Don’t let it slip away!
Source: STELLAR #TB8380363
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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Tarpon Springs, FL 34689
3 beds · 2 baths · 1,946 sqft