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14156 Compton Valley Way, Centreville, VA 20121
3 beds · 4 baths · 1,456 sqft
Significant price reduction! Freshly painted in the third week of May with some updates . Welcome to this beautiful townhouse with a fully finished walk-out basement, located in the highly sought-after and peaceful community of Compton Valley Estates. The main level boasts a spacious living room that flows effortlessly into a large dining area—perfect for gatherings and entertaining. The eat-in kitchen features granite countertops and direct access to a private back deck overlooking tranquil woods—ideal for grilling or enjoying a quiet moment outdoors. Upstairs, the expansive primary bedroom offers vaulted ceilings and an in-suite full bath. Two additional bedrooms and a full hallway bathroom complete the upper level, providing plenty of space for family or guests. The lower level offers incredible versatility with a large recreation room featuring a cozy fireplace, a full bathroom, and a den—perfect for a guest room, office, or play area. The walk-out basement opens to a private patio, seamlessly blending indoor and outdoor living. Conveniently located near shopping, restaurants, The Winery at Bull Run, Atlantis Waterpark, and more. With easy access to Rt. 66 and Dulles Airport, commuting and travel are incredibly convenient. Despite the house is in good condition and no known issues, it is an AS-IS sale. Pre-offer inspections are welcome. Thank you for visiting.
Source: BRIGHT #VAFX2236780
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2236780
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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