14131 Rockinghorse Dr
Woodbridge, VA 22193
4 beds · 4 baths · 2,022 sqft
$564,900
Get prequalified14131 Rockinghorse Dr
Woodbridge, VA 22193
4 beds · 4 baths · 2,022 sqft
$564,900
Get prequalifiedWelcome to 14131 Rockinghorse Drive—where classic Colonial elegance meets modern indulgence. Nestled on a tranquil, tree‑lined street in coveted Dale City, this fully updated three‑level residence invites you to live expansively. Step inside to sun‑splashed formal living and dining rooms that flow effortlessly into a fireside family room—perfect for intimate evenings or grand celebrations. The adjoining kitchen gleams with brand‑new stainless‑steel appliances (2025) and chic laminate flooring that unifies the main level. Upstairs, three oversized bedrooms promise sanctuary. The lavish primary suite boasts dual closets and a spa‑inspired bath featuring a deep soaking tub, separate glass‑enclosed shower, and designer fixtures. A second full bath serves the additional bedrooms with equal style. The fully finished lower level amplifies your living space with a versatile den (ideal for a guest retreat or home office) and a third full bath—seamlessly accommodating overnight visitors or movie‑night marathons. Beyond the doors, a large, fully fenced backyard becomes your private oasis for summer barbecues, herb gardens, or evening stargazing. A fresh‑roof (2022), new vanities and lighting, carpet underscore the home’s turnkey appeal. Completing the picture: an attached garage, extended driveway, ample front‑street parking, nearby schools (one just around the corner), bustling shopping centers, and a commuter bus stop on Orangewood Dr. All that’s missing is you—come discover the luxury, comfort, and effortless lifestyle that await at 14131 Rockinghorse Drive.
Source: BRIGHT #VAPW2094716
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.