141 Bell St, Abilene, TX 79602
4 beds · 3 baths · 2,100 sqft
This immaculate home seamlessly blends luxury and comfort, situated on a half-acre lot. Offering a refined living experience, this residence is a true masterpiece, showcasing exceptional craftsmanship and premium finishes throughout.Upon entering, you are greeted by soaring high ceilings and an open-concept design that effortlessly flows from one room to the next. The living room, anchored by a beautiful wood-burning fireplace, serves as a cozy yet elegant focal point, perfect for creating lasting memories with family and friends. The gourmet kitchen is a chef’s dream, featuring sparkling quartz countertops, an oversized island, and top-of-the-line stainless-steel appliances. Pendant lighting casts a warm glow over the space, enhancing both its beauty and functionality. Whether cooking for two or entertaining a crowd, this kitchen offers both style and practicality.The master suite is a serene retreat, boasting a spa-like ensuite bath with double vanities, a luxurious soaking tub, and a separate shower for ultimate relaxation. Three additional generously-sized bedrooms offer plenty of room for family or guests, each designed for comfort and ease. Set on a large, well-manicured lot, this home provides ample outdoor space for recreation and relaxation. This property offers both convenience and a lifestyle of unparalleled quality.
Source: NTREIS #20779441
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20779441
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.