1408 Western Ln
Front Royal, VA 22630
3 beds · 4 baths · 2,204 sqft
$400,000
Get prequalifiedAbout this home
Gorgeous Colonial Home on Paved Road! Welcome to this beautiful colonial home that perfectly blends charm, comfort, and thoughtful updates throughout. From the moment you arrive, you’ll be drawn in by the classic curb appeal and nearly an 1/2 acre of land, offering endless possibilities for outdoor living and entertaining. Step inside to discover a well-appointed kitchen featuring a center island and stainless-steel appliances, ideal for cooking and gathering. The separate formal dining room provides a spacious setting for family dinners or hosting guests, while the inviting living room is anchored by a striking stone gas fireplace with a custom mantel—perfect for cozy evenings at home. The primary bedroom suite is a serene retreat, complete with a remodeled tiled shower and dual closets, offering both function and style. The lower level expands the living space with a beautiful family room finished in durable vinyl plank flooring, a full tiled bath, and a private office. A standout feature is the custom bar, crafted from a 280-year-old oak slab. Unique custom steel stair rails add a finishing touch. The walk-out basement, with its private entrance and patio, provides a versatile space that’s perfectly suited for an in-law suite or guest quarters. Outdoors, the double-tiered deck includes a hot tub for ultimate relaxation, while the covered front porch and patio create a charming space for entertaining. With nearly an 1/2 acre of land, there’s plenty of room for a garden, play area, or expansion, limited only by your imagination. Situated on all paved roads in a desirable setting, this home is truly a rare find. Come see all it has to offer and fall in love with every thoughtful detail. New microwave June 2025. Enjoy Shenandoah Farms Riverview Boat Landing, with Access to the Shenandoah River, Farms River Road Rec Lot, Lake of the Clouds, Spring Lake, Shenandoah River Recreational Lot, Treasure Island, & Community Center. Visit Shenandoah Farms Website For More Info. Property Is Located In A Sanitary District & Fees Are Paid With Real Estate Taxes. Easy Access To I-66, Route 50, Hiking, Wineries, Restaurants, & More. High speed internet available for those who work from home! Shenandoah Farms is located in a Sanitary District. Covenants & Restrictions apply.
Source: BRIGHT #VAWR2011582
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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Front Royal, VA 22630
3 beds · 4 baths · 2,204 sqft