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1406 Valebrook Ln, Herndon, VA 20170
4 beds · 4 baths · 2,012 sqft
Welcome to this beautifully updated colonial in the Kingstream neighborhood of Herndon. This 4-bedroom, 3.5-bathroom home spans three finished levels, including a fully finished walk-out basement with a bonus room and ¾ bath — ideal for a home office, gym, or media room.The main level offers hardwood floors, a spacious living room, formal dining area, and a kitchen with ample cabinetry and breakfast bar. One of the standout features is the enclosed sunroom with vaulted wood ceiling, ceiling fan, and full surround operable windows — offering a versatile, light-filled space for relaxing, reading, or entertaining. It opens directly to a large deck overlooking the backyard. Upstairs you'll find four well-sized bedrooms and two fully renovated bathrooms (2025). Major updates include a new roof (2021), repaved and widened driveway (2021), stone walkway, new front door and exterior lighting (2021), new carpet (2020), hardwood stairs (2018), and an upper-level laundry relocation. The HVAC system was reconfigured to improve upstairs airflow through ceiling vents.The backyard offers generous space for outdoor enjoyment, and the oversized 2-car garage includes built-in storage cabinets. Residents enjoy access to a community pool, tennis courts, and pickleball — all covered by a low monthly HOA. Conveniently located near major commuter routes, parks, shopping, and dining.Updated Features & Highlights:-4 bedrooms / 3.5 bathrooms across three finished levels-Fully finished walk-out basement with bonus room and bath-Enclosed sunroom with vaulted ceiling, ceiling fan, and surround operable windows-Wood burning fireplace-Large backyard deck for entertaining-New roof, driveway, front door, and stone walkway (2021)-Upstairs bathrooms fully renovated (2025)-New carpet throughout (2020)-Hardwood floors & custom stairway (2018)-Laundry relocated to upper level-HVAC reconfigured for improved upstairs airflow via ceiling vents-Oversized 2-car garage with built-in storage-Access to community pool, tennis, and pickleball-Convenient to major commuter routes, parks, and shoppingThis home has been lovingly maintained and was the backdrop to years of memories made as we raised our four kids here. We've just launched our youngest, and now it’s time for another chapter — for us and for the next owners. We hope it becomes as meaningful a place for you as it was for us. Buyers not working with an agent are welcome to contact us directly.
Source: BRIGHT #VAFX2246404
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2246404
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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