Welcome to 1402 Olympic Club Blvd – Where Comfort Meets Resort-Style Living! Nestled in the prestigious Champions Gate community, this stunning 3,317 sq. ft. two-story home is your ticket to living large. With 4 spacious bedrooms, 3.5 bathrooms, and a roomy 3-car garage, there's plenty of space for everyone to spread out and enjoy. The thoughtfully designed floor plan places the primary suite on the first floor for ultimate privacy and convenience, while the upstairs loft and additional bedrooms offer flexible living—perfect for movie nights, game days, or a cozy reading nook. The open-concept kitchen flows effortlessly into the café and family room, creating a bright, airy space that's ideal for hosting everything from Sunday brunch to evening BBQs. Step outside to the covered patio and take in peaceful views of lush conservation areas and championship golf greens—your own private slice of paradise. Living in Champions Gate means more than just a beautiful home—it’s a lifestyle. Residents enjoy top-tier amenities include a clubhouse with restaurant, pools, hot tub, sauna, 24 hour fitness center and pickleball courts as well as a second pool amenity with a playground, outside fitness equipment and a bocce court. And don’t miss the exclusive Oasis Clubhouse, where you’ll find a lazy river, water slides, a swim-up bar, splash pad, tiki bar, 18 hole golf course with unlimited tee time booking and beach-entry pool—all included in the HOA. Whether you’re raising a family, hosting friends, or simply enjoying the good life, this home has it all. Luxury, convenience, and fun are waiting—come see for yourself!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
