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1400 Westshire Ln, Henrico, VA 23238
5 beds · 3 baths · 3,168 sqft
MAJOR RENOVATIONS on a quiet cul-de-sac! This spacious and beautifully updated home offers over 3,160 square feet of flexible living space ideal for large families or anyone who loves to entertain. Featuring five generously sized bedrooms, including a 720 SQFT suite above the detached garage, this home blends comfort, functionality, and style. Situated on a rare and expansive .52-acre lot, this property provides significantly more space than what’s typically available in today’s market, where newer developments seldom offer lots of this size. The oversized detached garage easily fits more than two vehicles. Its finished interior needs only paint to be complete. Above it sits a large private bedroom with a closet and balcony, accessible from the garage interior or a private exterior staircase ideal for guests or extended family. Inside, you'll find gleaming hardwood floors and a welcoming formal living room just off the entry. The upgraded kitchen features granite countertops and a gas stove, while the dining and family rooms offer plenty of space for everyday living and special occasions. All bathrooms have been tastefully updated with modern finishes. Throughout the home, custom recessed lighting is fully dimmable and color-changing (turn on twice to switch colors). Each bedroom includes a ceiling fan and remote-controlled lighting for added convenience. The massive 212-foot driveway provides ample parking for multiple vehicles, including RV space. Two HVAC systems were replaced in May 2025, delivering efficient, worry-free comfort for years to come. Located in a highly desirable school district, zoned for Godwin High School, one of the area’s top-rated schools. Priced at under $177 per square foot, this move-in-ready home delivers outstanding value, space, and a rare lot size all in a prime location.
Source: CENTRALVIRGINIA #2518496
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2518496
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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