Welcome to 14 Glen Ivy Drive, a meticulously upgraded 5-bedroom, 3.5-bath home offering 2,850 square feet of refined living designed for both luxury and everyday comfort. From the moment you arrive, this residence impresses with elegant finishes, thoughtful upgrades, and exceptional indoor-outdoor entertaining spaces rarely found at this price point. The main level features a spacious primary suite along with a guest bedroom and two full bathrooms—ideal for multi-generational living or private guest accommodations. Upstairs, you’ll find three additional bedrooms, a beautifully renovated full bath, and hardwood floors throughout the entire second level. At the heart of the home is the chef’s kitchen, showcasing new custom cabinetry with soft-close doors, crown molding, pull-out shelving, and a stunning 11’ quartz waterfall island that comfortably seats five. A 48” ZLINE 7-burner double oven with matching luxury hood, farmhouse sink, and designer lighting complete this show-stopping space. Coffered ceilings, plantation shutters, and wainscoting elevate the home’s timeless elegance. The primary suite is a true retreat, enhanced with hardwood floors, custom ceiling beams, plantation shutters, voice-controlled lighting, and built-in cabinetry with quartz countertops and a beverage refrigerator. The spa-inspired primary bath features new tile flooring, vessel sinks with quartz countertops, custom tile accents, and a heated towel rack. The custom walk-in closet offers built-in shelving for optimal organization. Additional interior highlights include a front bedroom converted into a stylish bar/lounge with cabinetry, granite countertops, refrigerator, and upgraded lighting and full bath with quartz countertops, tile flooring, vessel sink. Off the kitchen is a custom wine room with motion-activated lighting and a custom entry door; a laundry room with barn door and motion-detecting lights; and fresh paint, hardwoods, with new light fixtures throughout the entire home. All closets are equipped with hands-free motion-sensor lighting. All bathrooms are upgraded with bidet toilets with heated seats and remote controlled. Step outside to your private backyard oasis, designed for year-round entertaining. Enjoy a custom stone-built outdoor kitchen with gas line and $5,000 Delta built-in grill, elegant copper gas lanterns, a large stone wood-burning fireplace, slate-covered rear patio, screened porch with Trex flooring and aluminum sunshade shutters, and a custom English wood door. Pebble rock and stone walkways and smart-enabled exterior outlets complete this exceptional outdoor space. Linden Park features two dog parks within the community, offering a convenient and fun space for pets to play and socialize just steps from home. This home offers a rare combination of luxury upgrades, functional design, and exceptional craftsmanship—all in a prime Simpsonville location. Schedule your private showing today and experience 14 Glen Ivy Drive for yourself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
